Yes, you can hire a fire damage public adjuster to conduct an independent assessment. However, public adjusters for house fires aren’t as equipped for a legal battle as a fire damage attorney would be when you need to file a lawsuit against your insurer.
Try not to undervalue the worth of your belongings, as downplaying your damages can be what the adjuster uses to justify a lowball offer. However, avoid being dishonest and overinflating the amount. Don’t admit fault for the fire to the insurance adjuster either.
You should avoid being combative over the insurance adjuster’s offer for your fire loss claim. Instead, you can hire a property damage attorney who may get a second opinion through an independent adjuster’s evaluation.