While your insurance company is often pegged as the bad guy when your homeowners claim starts going awry, there is an overlooked enemy—predatory vendors. Ironically, third party companies and public adjusters may try to exploit the “we’ve got your back” narrative of insurance advertising. As suggested by their tendency to sell themselves as members of […]
While a hurricane may provide fair warning, a burst pipe can cause sudden water damage to your home. Within minutes, hundreds of gallons of water can infiltrate. Perhaps the most common reason for a burst is a frozen pipe. In extremely cold weather, pipes can freeze overnight and burst shortly thereafter. This issue is one […]
Homeowners and flood claims are never easy processes to navigate, particularly alone. Matters can only become more complicated when your claim meets extenuating circumstances. There is a lot that can happen with the status of your home over the course of an insurance claim. You may put your house up for sale and end up […]
Being excluded is always unsettling, but it’s even worse when it pertains to a situation that you expected to be covered under your insurance policy. Panic can begin to set in when you’re standing in the wreckage of a burst pipe or fallen tree. It sets even further when you’re informed that the cleanup process […]
Download Our FREE Ebook: Overcoming Disaster: Tips and Pointers After a storm, damage is oftentimes spotted right away. It is easy to be prompted to file an insurance claim when there’s standing flood water or blown out windows. But what about damage that isn’t immediately visible? Hail damage, for example, may not become apparent until […]
While there is a lot of abstract talk about home inspections in the world of insurance claims, clients are oftentimes interested in knowing what exactly is going to be inspected. By learning the basics, the prospect of an inspection, no matter the kind, becomes much less intimidating.To start, the inspection must be scheduled at a […]
While receipts are becoming more and more obsolete, there are still some scenarios where a pesky piece of paper can make all the difference. While the importance of retaining receipts can apply to nearly any sector of property casualty, here are two of the most pertinent examples: The first involves contents. There are a wide […]
In property casualty law, there is a lot of talk of getting your insurance check not only awarded, but awarded in full. While getting your insurer to hold up their end of the deal is an important goal, the reality is that the story doesn’t end at the issuing of insurance funds. Much like the […]
Timing is everything, particularly when it comes to your property casualty claim. It’s easy to lose sight of deadlines when the lengthy process makes your claim feel like the land that time forgot. Here in Louisiana, many homeowners in the Baton Rouge area are still dealing with the aftermath of the devastating August 2016 floods. […]
Chances are, if you have encountered a property loss due to a natural disaster, you can vouch for the fact that chaos in your home starts from above. Tornadoes—the devastating precursors to hurricane season—are just another example. Coinciding with early-summer thunderstorms, tornadoes form when the atmosphere is volatile. When warm, humid air from the Gulf meets […]