Destructive hurricanes, which threaten millions of people annually, are par for the course in coastal Louisiana. Since 1980, these storms have caused over $1.5 trillion in property damage. Most of these losses are insured losses. These property owners faithfully pay premiums month after month and expect insurance companies to do the right thing. But companies […]
Extreme hail is one of the most common weather-related damage claims in Louisiana. These claims have increased by over $1 billion since 2022. Hailstones no larger than peas can inflict significant damage on homes, motor vehicles, and other property. Moreover, much like hurricanes, hailstorms often cause widespread damage over large areas. Because hailstorms often cover […]
Annual flood damage averages between $179.8 and $496 billion in the U.S. This amount of money is equivalent to between 1% and 2% of the nation’s GDP. The immediate aftermath of a flood should be focused on ensuring the safety of your family, friends, and neighbors—not worrying about legal matters. Concerns like contacting a New […]
Did your home sustain significant damage due to a fire, a natural disaster, or another issue? You may be trying to navigate the property insurance claims process. Unfortunately, many people struggle to get the full and fair benefits that they rightfully deserve. You may be wondering: What are my rights if my homeowners’ insurance adjuster […]
Tornadoes are amongst the most serious, terrifying types of natural disasters. The National Severe Storms Laboratory defines a tornado as “a narrow, violently rotating column of air that extends from a thunderstorm to the ground.” While the Midwest is the region most heavily affected by tornadoes, they can and do impact communities throughout the Gulf […]
According to data from the National Fire Protection Association (NFPA), there are approximately 375,000 home fires reported nationwide each year. If your home sustained damage in a fire—whether it was a total loss or partial repairs are needed—it is imperative that you know how to effectively navigate the insurance claims process. You may have a […]
Damage to a business—whether because of a major storm, bad fire, or other natural disaster—can cause serious problems. Not only is rebuilding often costly, but the company may be required to temporarily suspend or at least dramatically cut back operations. As a consequence, the business can sustain additional losses. Business interruption insurance is a type […]
Did you recently file a homeowners insurance claim or another type of property damage claim? Are you waiting to hear back from the insurance company? If it has been a frustratingly long time, you are certainly not the first person to find yourself in this difficult situation. You may be wondering: How long can my […]
Wildfires are a serious, terrifying natural disaster. As reported by the Los Angeles Times, the total cost of the devastating wildfires that hit Southern California in January of 2025 is expected to exceed $250 billion. Of course, California and the Western half of the United States have long faced a heightened risk of wildfires. With […]
Homeowners and business owners are forced to put a tremendous amount of faith into the hands of their property insurance company. You pay your premiums on time—and in turn, you have the fair and reasonable expectation that your benefits will be paid out when you need them. Insurance companies have a responsibility to use good […]