Thousands of insurance companies operate in the United States, and almost half of them are property and casualty (P&C) insurance companies. So, it’s not surprising that most of the common insurance claims are property and casualty claims. Documenting your claim and knowing your rights are usually the two keys to prompt claim resolution. Flo and […]
Worldwide, insurance companies collect over $5 trillion a year in premiums. So, these firms have plenty of money to pay even borderline claims. However, insurance companies make money by collecting premiums and lose money by paying claims. So, they look for a way to deny claims or at least delay payment. Insurance adjusters routinely push […]
Most homes have mold, especially in low-lying areas like Louisiana. Generally, low levels of mold aren’t harmful and don’t require remediation. But if someone in your family has asthma or another similar pre-existing condition, like a mold allergy, indoor mold contamination could be harmful or even fatal. Generally, mold damage is progressive. The longer mold goes untreated, […]
A water leak can cause many problems, sometimes before you know it’s happened. A broken appliance, burst pipe, or clogged drain can cause water to spill onto your floor, furniture, or cabinets. A water leak can cause wood rot, mold, or corroded home systems. Because these issues can occur without warning, it’s good to know […]
New Orleans residents are no strangers to hurricanes or flooding, but it can still be confusing as to whether or not you need flood insurance. As hurricane season approaches, the team at Insurance Claim HQ wants to discuss various insurance requirements, including flood insurance, for this area. We are here to help if you are […]
We can all agree that 2020 was more challenging than years past for most, to say the very least. For those of us who live in Southern Louisiana, 2020 was especially dumbfounding, being the most active Hurricane season to date. Unfortunately, for those living in Cameron and Calcasieu Parish, this Hurricane season has been very catastrophic. On […]
On August 27th of 2020, the fifth strongest storm to ever impact the United States landed near Cameron Parish, Louisiana, at 12 a.m. CST. Hurricane Laura made landfall as a Category 4 storm, only 7 mph away from being considered a Category 5. Causing the deaths of at least 42 people, Hurricane Laura managed to […]
Denied, Delayed and Underpaid Insurance Claims Builds Frustration for Policyholders LAKE CHARLES, La., Jan. 06, 2020 (GLOBE NEWSWIRE) Five months following catastrophic Hurricanes Laura and Delta, Southeast Louisiana parish residents still suffer; including insured policyholders. Insurance companies have not acted in good faith leaving policyholders with denied, delayed and underpaid insurance claims. Now left frustrated […]
I woke up in the morning and took out the trash. Yes, I am a lawyer, but in that moment, I wasn’t being a lawyer. I was cleaning my house. The reality is simple. People get confused when an attorney works for an insurance company. As an attorney, I meet with clients, file pleadings, answer […]
“Mold” is an unscientific term for a variety of undesirable indoor and outdoor fungi. Typically, these bacteria need moisture and darkness to grow. So, the inside of a wall is an ideal mold spawning ground. There is absolutely no light, and many parts of Louisiana are unusually damp. The most common types of indoor mold, […]