Writing Bad Faith Demand Letters to Insurers

Posted on March 10, 2023


Long Nguyen | author

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ICHQ | Site Author

Just like other industries, there are insurance companies that operate for the right reasons and there are insurance companies that will put profits over people in every possible way. When dealing with the latter, homeowners can often find themselves searching through their insurance policies to find a reason for why they have had their claim denied.

Sometimes, there is no reason and the insurance companies will use specific tactics to avoid their obligations to their policyholders. In these instances, a bad faith demand letter to the insurer may be required to get the claim payout you, as a homeowner, deserve.

If you intend to make demands of your insurance company for obstructing your valid homeowners insurance claim, consider sending a bad faith demand letter with the help of Insurance Claim HQ’s bad faith lawyers.

Why Write a Bad Faith Demand Letter?

A bad faith demand letter can encourage the insurance company to reevaluate your claim and take you more seriously, and if further legal action is required it can help to start outlining the facts of your case alongside any evidence you have.

Tips for Writing a Bad Faith Demand Letter

There are many key parts to writing a bad faith demand letter to the insurance company. From the tone to the content, here are a few of the most important elements to include:

  • Use a respectful but firm tone
  • Clearly write out the facts of the claim
  • Write out why the insurance company is liable for the claim
  • Provide documentation and evidence to support the claim
  • List the damages associated with the claim
  • State what compensation you expect for the claim

Careful maintenance of documents and records associated with the disputed claim can help to make the process easier. We know that this process can be a daunting task, and an experienced insurance claim attorney can help you write a bad faith demand letter to your insurance company.

Contact an Experienced Homeowners Insurance Attorney Today

Our team at Insurance Claim HQ is experienced in dealing with homeowners insurance claims and writing bad faith demand letters. We work hard to make sure that you and your family receive the compensation you deserve.

To learn more about how we can help, contact us today.

Bad Faith FAQs

Can I sue my insurance company for not paying out on my claim?

Yes, in most cases you have the right to sue your insurance company if they refuse to pay your claim under bad faith circumstances. Contact a homeowners insurance attorney to discuss what rights you have under your policy and what options are available to you.

Will a homeowners insurance attorney help write a bad faith demand letter?

Yes, homeowners insurance attorneys are able to send bad faith demand letters on the behalf of their clients who have filed insurance claims and who are experiencing intentional delays from their insurance company.