Bad faith insurance tactics are especially common during bad storm seasons, and Louisiana’s 2025 hurricane season may be one of the worst on record. Heavy storms often trigger several hundred, or several thousand, insurance claims at once. Many insurance companies use these demand surges as an excuse to put claims on hold, delay the process, […]
Knowing the ins and outs of mold damage insurance claims is more important than ever. Toxic mold homeowners’ insurance claims have increased significantly since 2018. The average settlement has increased significantly, too. Usually, the insurance company must not only replace the damaged area but also redo the room or even the entire home. To fight […]
Are you dealing with cast iron pipe damage to your home and an insurance provider that refuses to pay? You’re not alone. Many Louisiana homeowners face this same fight when pipe failures cause expensive damage. At times like these, you need clear answers, not the runaround. An experienced lawyer from Insurance Claim HQ can review […]
Destructive hurricanes, which threaten millions of people annually, are par for the course in coastal Louisiana. Since 1980, these storms have caused over $1.5 trillion in property damage. Most of these losses are insured losses. These property owners faithfully pay premiums month after month and expect insurance companies to do the right thing. But companies […]
Extreme hail is one of the most common weather-related damage claims in Louisiana. These claims have increased by over $1 billion since 2022. Hailstones no larger than peas can inflict significant damage on homes, motor vehicles, and other property. Moreover, much like hurricanes, hailstorms often cause widespread damage over large areas. Because hailstorms often cover […]
Annual flood damage averages between $179.8 and $496 billion in the U.S. This amount of money is equivalent to between 1% and 2% of the nation’s GDP. The immediate aftermath of a flood should be focused on ensuring the safety of your family, friends, and neighbors—not worrying about legal matters. Concerns like contacting a New […]
Did your home sustain significant damage due to a fire, a natural disaster, or another issue? You may be trying to navigate the property insurance claims process. Unfortunately, many people struggle to get the full and fair benefits that they rightfully deserve. You may be wondering: What are my rights if my homeowners’ insurance adjuster […]
Tornadoes are amongst the most serious, terrifying types of natural disasters. The National Severe Storms Laboratory defines a tornado as “a narrow, violently rotating column of air that extends from a thunderstorm to the ground.” While the Midwest is the region most heavily affected by tornadoes, they can and do impact communities throughout the Gulf […]
According to data from the National Fire Protection Association (NFPA), there are approximately 375,000 home fires reported nationwide each year. If your home sustained damage in a fire—whether it was a total loss or partial repairs are needed—it is imperative that you know how to effectively navigate the insurance claims process. You may have a […]
Damage to a business—whether because of a major storm, bad fire, or other natural disaster—can cause serious problems. Not only is rebuilding often costly, but the company may be required to temporarily suspend or at least dramatically cut back operations. As a consequence, the business can sustain additional losses. Business interruption insurance is a type […]