Louisiana homeowners often face extensive property damage after hurricanes, even if their areas don’t suffer direct hits. Storm recovery often depends on how quickly and accurately the damage is identified. Here’s a breakdown of the most common types of hurricane damage after a major storm passes through the Gulf Coast. Wind Damage A key feature […]
Do you know what to do — and what mistakes to avoid — during a fire damage inspection? It’s easy to overlook hidden property damage or fail to collect key documentation when you’re trying to rebuild your life. However, seemingly small errors could cost you thousands in repairs or delay your insurance payment, so approaching […]
Louisiana is a high-risk state for hurricanes. The storms cause tragic human loss and leave devastating property damage in their wake. Dealing with an uncooperative insurance company can feel like trying to weather a second disaster. If your home took a hit and your provider isn’t cooperating, don’t wait to take action. Get in touch […]
Kitchen fires happen more often than most people realize. According to the U.S. Fire Administration, cooking causes nearly half of all home fires nationwide. In just one recent year, firefighters responded to more than 167,000 cooking-related fires that caused billions in property loss. Even a small grease fire can spread quickly, destroying cabinets, appliances, and […]
Natural disasters such as hurricanes, tornadoes, hailstorms, and floods cause over $130 billion in damages every year. When your home becomes part of these statistics, filing an insurance claim after a natural disaster is a critical first step toward recovery. However, navigating the process is complex and frustrating, especially if you are unfamiliar with the […]
After a long search, you’ve finally found what feels like the perfect home for you. But there’s an open insurance claim on the property, meaning there’s unrepaired damage that the current owner’s insurance company has yet to address. While you don’t necessarily have to back away from the sale, you should familiarize yourself with the […]
Sinkholes are one of the leading causes of homeowner insurance claims, especially in boggy areas like Louisiana. Homeowners insurance companies pay over $300 million a year to resolve these claims. That number may be understated, since a comprehensive, national database for sinkhole damage does not exist. These natural depressions unexpectedly form when underground materials that […]
Home insurance policies are supposed to protect you when the unthinkable happens. However, homeowners are often shocked to discover that their claim has been denied. Insurance companies will minimize your payout any way they can, even if it means nitpicking small mistakes in the claims process or deflecting undeserved blame onto you. Understanding common reasons […]
Has your insurance company used roof depreciation as an excuse to minimize your payout? It’s frustrating when you know the damage is real, but the numbers on the settlement offer don’t add up. If this kind of runaround sounds familiar, you don’t have to accept it. A home insurance claim lawyer can review your policy, […]
Just one inch of sewer backup water can cause $25,000 in damage. Usually, the floor and walls must be replaced, along with any appliances or other personal property caught in the sewer backup. Homeowners who faithfully pay premiums for years or decades expect their insurance companies to quickly make good on these losses. Unfortunately, that […]