Business interruption policies are designed to provide business owners like you with just compensation in the event a covered event thwarts the smooth operation of their businesses. Hurricanes are infamous for shutting down businesses – in addition to a host of other devastating effects – which makes better understanding your business interruption coverage paramount. If […]
According to local NBC news in New Orleans, homeowners in the area are experiencing significant increases in their insurance rates as the 2022 hurricane season heats up. The fact is that insurance premiums can rise in direct correlation to hurricanes and other risk factors, and staying abreast of increases in your home insurance premiums is critical. If […]
Hurricanes can wreak immense damage to your home and belongings. While your renters’ insurance policy may cover some of the damage you experience in a storm of this magnitude, it may not cover everything. The coverage your policy provides depends upon how it is written, and not all renters’ policies are created equally. This is […]
Bloomberg reports that thousands of residents throughout Louisiana and Florida lost their homeowners coverage this year as the United States prepared for another busy hurricane season. The consequences of such a loss can be grim. Additionally, New Orleans’ local CBS channel reports that three Louisiana insurance companies shut their doors in June and July of this year – […]
Dealing with property damage is stressful and frustrating—especially if the damage is to your home. You have insurance coverage to help you cover these damages. When you file a property insurance claim, you have the fair and reasonable expectation that you will receive your benefits in a timely manner. Unfortunately, that does not always happen. […]
September is National Preparedness Month, and it signifies the significance of being prepared for disasters and emergencies of every kind by helping to raise awareness. 2021’s theme was Prepare to Protect, and for 2022, it’s A Lasting Legacy – both echo the critical importance of being prepared to protect your loved ones and property in […]
When it comes to your family, home, and vehicle, you take precautions and are prepared to face nearly anything coming your way. Hurricane season, however, is all too real and takes considerable preparation of its own. As much as you love hanging out on your deck or patio, it’s important to address the matter of securing […]
Mature trees provide homeowners with a great deal of added property value. They increase curb appeal, add shade to your yard, and increase privacy. But having trees on your property can also lead to unexpected issues, including tree root damage to sewer lines. This kind of damage can lead to thousands of dollars in repairs […]
When storms strike, the trail of damage left in their wake often leads to frustration and anxiety for homeowners. One of the biggest questions facing many claimants is when to file. Storms can leave you picking up the pieces longer than expected, with little time and energy left to worry about filing an insurance claim. […]
When you purchase an insurance policy, you expect that the money you spend on your policy will guarantee coverage for you and your family when you need it. In other words: you expect to get what you pay for. Unfortunately, it doesn’t always happen that way. Insurance companies looking to save money and cut costs […]