Being excluded is always unsettling, but it’s even worse when it pertains to a situation that you expected to be covered under your insurance policy. Panic can begin to set in when you’re standing in the wreckage of a burst pipe or fallen tree. It sets even further when you’re informed that the cleanup process […]
Download Our FREE Ebook: Overcoming Disaster: Tips and Pointers After a storm, damage is oftentimes spotted right away. It is easy to be prompted to file an insurance claim when there’s standing flood water or blown out windows. But what about damage that isn’t immediately visible? Hail damage, for example, may not become apparent until […]
While there is a lot of abstract talk about home inspections in the world of insurance claims, clients are oftentimes interested in knowing what exactly is going to be inspected. By learning the basics, the prospect of an inspection, no matter the kind, becomes much less intimidating.To start, the inspection must be scheduled at a […]
While receipts are becoming more and more obsolete, there are still some scenarios where a pesky piece of paper can make all the difference. While the importance of retaining receipts can apply to nearly any sector of property casualty, here are two of the most pertinent examples: The first involves contents. There are a wide […]
In property casualty law, there is a lot of talk of getting your insurance check not only awarded, but awarded in full. While getting your insurer to hold up their end of the deal is an important goal, the reality is that the story doesn’t end at the issuing of insurance funds. Much like the […]
Timing is everything, particularly when it comes to your property casualty claim. It’s easy to lose sight of deadlines when the lengthy process makes your claim feel like the land that time forgot. Here in Louisiana, many homeowners in the Baton Rouge area are still dealing with the aftermath of the devastating August 2016 floods. […]
Chances are, if you have encountered a property loss due to a natural disaster, you can vouch for the fact that chaos in your home starts from above. Tornadoes—the devastating precursors to hurricane season—are just another example. Coinciding with early-summer thunderstorms, tornadoes form when the atmosphere is volatile. When warm, humid air from the Gulf meets […]
Residential fires cause billions of dollars of damage in the United States each year, according to the National Fire Protection Association (NFPA). Navigating the aftermath of a home fire is never easy. The most important thing is safety. Once everyone is safe and gets all the necessary medical care, your attention can turn to managing the […]
While negotiating an insurance claim is overwhelming, the learning curve can be closed by understanding common insurance vernacular, as well as potential roles of industry figures. Contrary to widely-held belief, there are other kinds of adjusters other than those who work solely for your insurance company. Today, we are looking at a kind of adjuster […]
While homeowners and flood insurance policies can be great tools for property owners in the wake of a loss, an entire population is left out of this process. While renters insurance can help cushion the blow of a loss for non-homeowners, underprivileged populations may lack the financial or cultural capital to protect their belongings, particularly […]