While forest fires and hurricanes tend to steal the spotlight when it comes to nature’s threat to your home, hail is a risk that can strike nearly any region at any time. The process through which hail is created mirrors the complex nature of the damage it causes. Hail is essentially a sphere of icy […]
If you are in the process of navigating a homeowners or flood claim, chances are, individuals are visiting your home with the purpose of providing a damage assessment for your insurer. While adjusters tend to focus on the severity of the damage itself, appraisers are in charge of linking the damage to financial value. Because […]
It takes a lot to turn a house into a home. Purchasing the structure is just the beginning. Over time, you further your investment inside and out. Whether it’s the luxuries that become indispensable parts of your household or the external touches that make you happy to pull into your driveway, you certainly want to […]
A good festival can be the highlight of the warm weather seasons, but it still doesn’t come without challenges. Whether you’re camping or just attending for a day, the stamina test of sun combined with alcohol, fried food, and $10 water bottles can be a bit of damper, but it still beats the alternative of […]
Your roof really bears the brunt of it all. Whether it be a tornado or hail, many natural disasters make pummeling into your shingles their first line of attack. Because the roof is quite literally out of reach, assessing its damage can be difficult. You shouldn’t try to handle a roof claim alone, especially when […]
After a fire, flood, hurricane, tornado, or other disaster has affected your life, the road to recovery starts almost immediately. Rebuilding physically and emotionally will be exhausting and stressful, but we want to take the legal guesswork out of it, so you can focus on what you believe is most important to your recovery. As […]
Laws are constantly evolving, so at Insurance Claim HQ we make it a point to keep up with these changes to ensure that quality services are provided to our clients. One way that some of our experienced property casualty attorneys are doing this is by attending CLE (Continued Legal Education) programs. Their presenters discuss new developments in insurance […]
Every insurance policy is a bit different, but there are certain expectations every insurer must meet after an accident. In the state of Louisiana, every insurance policy must meet the minimum coverage requirements, which includes $15,000 in liability for 1 person, and $30,000 for multiple people, as well as $25,000 in property damage. When a […]
Many people buy homeowner’s insurance as a precaution in case the worst occurs. Depending on the location of the home, people might be likely to experience extreme weather conditions, particularly during harsh storms, hurricanes, and tornadoes. However, insurance companies don’t make money by paying customer claims; they make the majority of their income from receiving premiums. If they […]