According to local NBC news in New Orleans, homeowners in the area are experiencing significant increases in their insurance rates as the 2022 hurricane season heats up. The fact is that insurance premiums can rise in direct correlation to hurricanes and other risk factors, and staying abreast of increases in your home insurance premiums is critical. If […]
Bloomberg reports that thousands of residents throughout Louisiana and Florida lost their homeowners coverage this year as the United States prepared for another busy hurricane season. The consequences of such a loss can be grim. Additionally, New Orleans’ local CBS channel reports that three Louisiana insurance companies shut their doors in June and July of this year – […]
September is National Preparedness Month, and it signifies the significance of being prepared for disasters and emergencies of every kind by helping to raise awareness. 2021’s theme was Prepare to Protect, and for 2022, it’s A Lasting Legacy – both echo the critical importance of being prepared to protect your loved ones and property in […]
When it comes to your family, home, and vehicle, you take precautions and are prepared to face nearly anything coming your way. Hurricane season, however, is all too real and takes considerable preparation of its own. As much as you love hanging out on your deck or patio, it’s important to address the matter of securing […]
If you’re like most Americans, your home (including all structures on your property) is not just your biggest asset, but a place of safety, comfort, and joy for you and your loved ones. That’s why you buy homeowners insurance coverage. If something catastrophic happens—and here in Louisiana, that’s a very real possibility—you want to be […]
Did your house sustain significant damage in a storm, a fire, or another type of natural disaster? It is a very unfortunate situation that can be incredibly stressful to navigate. As you enter the insurance claims process, you may be wondering: What will happen if my house is a total loss? In this article, our New […]
For homeowners, residential property claims usually follow devastating events, such as severe flood, wind, or fire damage. But for the insurance company, such claims are largely business as usual. Additionally, most insurance companies have in-house lawyers who are determined to find loopholes which enable adjusters to deny claims. A dedicated New Orleans insurance dispute lawyer […]
The reality is that not everybody owns their home, but just about every home has homeowners insurance. This can be confusing for renters who may or may not understand whether or not they will be covered in the event their property is damaged in a hurricane. It is vital to understand how renters insurance works […]
Dog bites are not something that most homeowners spend much time thinking about, but the reality is that this is one of the most common homeowners insurance claims in the country. It is absolutely vital that you understand Louisiana laws concerning dog bite negligence and how this can affect dog bite claims against your homeowner’s […]
When you are busy making renovations and improving your home, one of the last things you may think about is your homeowner’s insurance policy. However, we strongly encourage you to sit down with your insurance carrier and discuss any changes you make that increase your home’s value, as these changes could render your insurance coverage […]