If you’re like most Americans, your home (including all structures on your property) is not just your biggest asset, but a place of safety, comfort, and joy for you and your loved ones. That’s why you buy homeowners insurance coverage. If something catastrophic happens—and here in Louisiana, that’s a very real possibility—you want to be […]
Did your house sustain significant damage in a storm, a fire, or another type of natural disaster? It is a very unfortunate situation that can be incredibly stressful to navigate. As you enter the insurance claims process, you may be wondering: What will happen if my house is a total loss? In this article, our New […]
For homeowners, residential property claims usually follow devastating events, such as severe flood, wind, or fire damage. But for the insurance company, such claims are largely business as usual. Additionally, most insurance companies have in-house lawyers who are determined to find loopholes which enable adjusters to deny claims. A dedicated New Orleans insurance dispute lawyer […]
The reality is that not everybody owns their home, but just about every home has homeowners insurance. This can be confusing for renters who may or may not understand whether or not they will be covered in the event their property is damaged in a hurricane. It is vital to understand how renters insurance works […]
Dog bites are not something that most homeowners spend much time thinking about, but the reality is that this is one of the most common homeowners insurance claims in the country. It is absolutely vital that you understand Louisiana laws concerning dog bite negligence and how this can affect dog bite claims against your homeowner’s […]
When you are busy making renovations and improving your home, one of the last things you may think about is your homeowner’s insurance policy. However, we strongly encourage you to sit down with your insurance carrier and discuss any changes you make that increase your home’s value, as these changes could render your insurance coverage […]
More and more, people across this country have transitioned to working from home. While this trend has been well underway for a decade, the COVID-19 pandemic has changed the way that many people approach work. Not only are self-employed individuals working from home, but many regular employees will now be allowed to continue operating from […]
If you own a home, you do what you can to protect your investment. However, in the excitement of purchasing a home, many people do not think about the cost of repairs. The good news is that insurance and warranties can help offset the cost of repairs, but they are not the same thing. It […]
Even though you pay property insurance premiums, it is always preferable to never have to file a claim. However, if something suddenly happens to your home, you hope that your insurance company will resolve the matter promptly and provide you the coverage you need to repair the damage or replace personal property. While insurance claims […]
There’s nothing more unsettling than knowing that an unwelcome visitor is in your home. If there was, horror movies wouldn’t have been using home invasions as plot devices for decades. Whether it be an intruder from the penitentiary, the insane asylum, or the great beyond, it’s only natural to have panic set in when there’s […]