Even though you pay property insurance premiums, it is always preferable to never have to file a claim. However, if something suddenly happens to your home, you hope that your insurance company will resolve the matter promptly and provide you the coverage you need to repair the damage or replace personal property. While insurance claims […]
There’s nothing more unsettling than knowing that an unwelcome visitor is in your home. If there was, horror movies wouldn’t have been using home invasions as plot devices for decades. Whether it be an intruder from the penitentiary, the insane asylum, or the great beyond, it’s only natural to have panic set in when there’s […]
If you have ever attempted to sell an item on sites like Craigslist or Depop, you know that buyers tend to have their own opinions on the validity of prices. What is poorly understood is that value, in theory, is not subjective at all. In fact, there is a method to the madness that intersects with larger […]
While the extent of your homeowners coverage can dominate the way you view your insurance claim, the extent of damage can be just as relevant. When it comes to determining the scope of loss, the nature of the damage and the pragmatic tools needed to fix it are considered. In other words, it’s been accepted […]
Whenever a matter involves two parties and a lot of money, disputes are inevitable. When it comes to insurance claims, appraisals are used to objectively determine how much it would cost to replace damaged items or to restore damaged homes. As the insured, this may be a route you wish to take, or it may […]
While your insurance company is often pegged as the bad guy when your homeowners claim starts going awry, there is an overlooked enemy—predatory vendors. Ironically, third party companies and public adjusters may try to exploit the “we’ve got your back” narrative of insurance advertising. As suggested by their tendency to sell themselves as members of […]
Homeowners and flood claims are never easy processes to navigate, particularly alone. Matters can only become more complicated when your claim meets extenuating circumstances. There is a lot that can happen with the status of your home over the course of an insurance claim. You may put your house up for sale and end up […]
Being excluded is always unsettling, but it’s even worse when it pertains to a situation that you expected to be covered under your insurance policy. Panic can begin to set in when you’re standing in the wreckage of a burst pipe or fallen tree. It sets even further when you’re informed that the cleanup process […]
Download Our FREE Ebook: Overcoming Disaster: Tips and Pointers After a storm, damage is oftentimes spotted right away. It is easy to be prompted to file an insurance claim when there’s standing flood water or blown out windows. But what about damage that isn’t immediately visible? Hail damage, for example, may not become apparent until […]
While there is a lot of abstract talk about home inspections in the world of insurance claims, clients are oftentimes interested in knowing what exactly is going to be inspected. By learning the basics, the prospect of an inspection, no matter the kind, becomes much less intimidating.To start, the inspection must be scheduled at a […]