While the Gulf Coast has no shortage of reasons why it is a fantastic place to call home, it is a reality that its vulnerability for volatile weather patterns persists. As climate change continues to rear its ugly head, this vulnerability is only bound to escalate, leaving countless cities from Galveston to Miami in its […]
It may sound like a bad thing if a key player in your insurance claim is disinterested. Understandably, you may be a bit disinterested in the process yourself. However, disinterested is right where you want your appraiser to be. Appraisal can be an important part of the claims process if you and an attorney are […]
Because insurance isn’t complicated enough already, when it comes to adjusters, there are a number of kinds operating under a number of ambiguous labels. Much like the language of the policies themselves, adjusters’ titles can be misleading. First and foremost, there is the traditional insurance adjuster. These folks are fixtures of a single insurance company, […]
The scope of property casualty claims truly runs the gambit. From contents claims after a burglary to hopes for policy limits after a devastating fire, homeowners and flood insurance policies address issues big and small. One big kind of claim that often goes unnoticed involves damage to the foundation and structure of your home. While […]
While receipts are becoming more and more obsolete, there are still some scenarios where a pesky piece of paper can make all the difference. While the importance of retaining receipts can apply to nearly any sector of property casualty, here are two of the most pertinent examples: The first involves contents. There are a wide […]
Timing is everything, particularly when it comes to your property casualty claim. It’s easy to lose sight of deadlines when the lengthy process makes your claim feel like the land that time forgot. Here in Louisiana, many homeowners in the Baton Rouge area are still dealing with the aftermath of the devastating August 2016 floods. […]
While negotiating an insurance claim is overwhelming, the learning curve can be closed by understanding common insurance vernacular, as well as potential roles of industry figures. Contrary to widely-held belief, there are other kinds of adjusters other than those who work solely for your insurance company. Today, we are looking at a kind of adjuster […]
While homeowners and flood insurance policies can be great tools for property owners in the wake of a loss, an entire population is left out of this process. While renters insurance can help cushion the blow of a loss for non-homeowners, underprivileged populations may lack the financial or cultural capital to protect their belongings, particularly […]
If you are in the process of navigating a homeowners or flood claim, chances are, individuals are visiting your home with the purpose of providing a damage assessment for your insurer. While adjusters tend to focus on the severity of the damage itself, appraisers are in charge of linking the damage to financial value. Because […]
Your roof really bears the brunt of it all. Whether it be a tornado or hail, many natural disasters make pummeling into your shingles their first line of attack. Because the roof is quite literally out of reach, assessing its damage can be difficult. You shouldn’t try to handle a roof claim alone, especially when […]