If your policy covers the destruction, you may be reimbursed up to the coverage limit in your plan, including additional living expenses, while your house is being rebuilt.
Several financing options are available that you can explore for the rebuilding process; for instance, your homeowners’ insurance, original mortgage lender, bank loans, or personal savings.
Register with the Federal Emergency Management Agency (FEMA) or reach out to non-profit groups that offer various resources to assist disaster victims rebuild or replace their homes.