It varies by policy and state, but generally, in Louisiana, insurance companies have to respond to all fire insurance claims within 14 days.
This depends on how quickly the insurance company can investigate the fire, evaluate your compensation claim, and come to a decision. If you need to appeal a fire claim denial, your settlement will take longer to pay out.
Louisiana requires that any such suit be filed within 24 months of the date of loss.
The best way to protect your property is to ensure that you employ available wind protections and that you take all storm warnings very seriously. The surest way to protect your family is to follow any evacuation requirements carefully and to take all necessary precautions in response to tornado warnings.
If your property has been damaged in a hurricane or by a related tornado, a dedicated insurance claims attorney has the experience and legal insight to help you obtain just compensation.
While clean-up after a hurricane is critical, it’s also important to document every loss you experience with pictures and videos. Before you begin bagging debris, photograph the damage.
If you’re unsure about how safe your home is to enter, erring on the side of caution is always the best policy.
Having a dedicated homeowners insurance claims attorney in your corner helps to ensure that you’ll receive fair compensation for the full range of property damage you experience.
Yes, most homeowners’ policies cover windows that are broken in serious storms like hurricanes.
Yes, if your broken window is covered, your insurance provider should pay for either its repair or its replacement – depending on how the policy is worded and the extent of the damage.