Unlike a duly licensed attorney, a public adjuster cannot lawfully give legal advice or represent any person in settling or negotiating a claim.
An adjuster can help ensure you present an effective claim to the insurance company to increase the chances of compensation but cannot help you if the claims are denied or if any other issue emerges. It is prudent to hire an experienced attorney early to represent you in case problems arise.
No, you cannot refuse an inspection. The insurance company has the right to inspect your home to determine the extent of the damage and the cost of repairs.
If you’re not home for the inspection, the insurance company will reschedule the inspection for another time.
Yes, you can file a lawsuit for a denied homeowner’s insurance claim. However, it is important to note that most insurance policies have a clause that requires you to exhaust all other avenues before filing a lawsuit.
The cost of hiring an attorney varies depending on the complexity of your case and the amount of work that needs to be done. In most cases, we work on a contingency basis, which means you don’t pay unless we win your case.
The first step you should take after your claim is denied is to contact an experienced insurance lawyer. They will be able to review your case and help you determine the best course of action.
No. But, if you can prove that the insurance company acted in bad faith, you may be entitled to compensation for your damages, plus interest and attorneys’ fees.
Yes. If your hurricane damage claim was denied in bad faith, you may be able to file a lawsuit against the insurance company. But it’s important to note that these cases can be complex and challenging. That’s why it’s important to work with an experienced bad-faith insurance lawyer.
There is no guarantee that you will win your case if you file a lawsuit for bad faith. But, if you have a strong case and you work with an experienced attorney, you may be able to get the compensation you deserve.