Damage to your home or property as a result of mold can be overwhelming, destructive, and extremely costly. It doesn’t matter if the mold on your property is contained to just a single room, or if it has infested the entire property, you deserve to be compensated for all your property losses covered under your insurance policy.
All too often, insurance companies will devalue or outright deny claims related to mold damage. This can be extremely frustrating, expensive, and very time consuming to settle. If your insurance company is denying you the compensation you deserve, then the bad faith attorneys at Insurance Claim HQ is ready to help you with your mold damage claim.
Anyone who has lived in Louisiana for any period understands that the humidity and weather patterns allow mold to grow quickly. Mold is very hearty and will develop any place where the conditions are ideal.
Mold needs a damp environment and some food sources like wood, cardboard, carpeting, mattresses, curtains, drywall, and other organic material to grow. Louisiana is very humid, so moisture is widespread. Add to that, the humidity from plumbing, drainage, or air conditioner related issues and your property can quickly suffer from mold contamination and damage.
Mold tends to begin in damp, hidden corners and can spread without being noticed for long periods. Mold is responsible for a variety of health-related issues which include:
- Respiratory issues
- Sinus problems
- Watery or itchy eyes
- Repeated sneezing
Many of the respiratory problems that can result from mold damage can be extremely severe and life-threatening.
Along with the numerous health issues, mold damage that goes untreated can cause significant structural damage to your home, business, or other property. Extreme cases of mold infestation can cause the property to be condemned.
A property that has suffered from mold damage can be challenging to sell, and many insurance companies are reluctant to write new policies for homes that have a history of mold damage.
Insurance Companies and Mold Damage
We have experience with many cases where the insurance companies have denied claims related to mold damage. Typically, mold growth is not a result of negligent actions on behalf of the property owner, which would be grounds for a valid claim with the insurance company.
Insurance companies are notorious for offering settlements for far less than the actual damage amounts. They are not concerned with the property owner being able to fix or restore their property. They are only interested in their bottom line.
They tend to base their settlement offers on the surface damage of the mold, without considering that the root cause and overall damage to the property are usually more hidden. Their claims adjusters are not trained to look for these causes, which is why settlement offers can be much less than what the policy owner deserves.
Contact Insurance Claim HQ Today
A professional law firm has the resources to conduct a thorough investigation into your mold damage claim. It can work with their insurance experts to determine the actual value of the damages to the home, business, or property.
We will fight for your rights when negotiating with the insurance companies and on your behalf in court, if necessary. We have been fighting for the rights of property owners like you for years and have a proven record of getting our clients the compensation they deserve.
Our professional team of experts can ensure that every detail of your claim is presented and investigated thoroughly. We understand how the insurance companies operate, and we know how they attempt to minimize damages that should be rightfully included in claims.
Contact our law offices today for your mold damage case evaluation.