Submitting a Proof of Loss Form After a Hurricane

Posted on December 16, 2022

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Long Nguyen | author

If you are looking to provide proof of loss after a hurricane, you are talking about using a legal document to prove you indeed suffered damage to your property. These documents are required to be submitted to a hurricane insurance company when the policyholder is requesting any amount of money from the insurance company to cover damages on one’s property or home.

What Do Proof of Loss Documents Have to Provide?

When you submit your proof of loss documents, you will need to provide proof that your property or home was damaged during the most recent hurricane.

You will have to provide certain information to your insurance company to get your claim paid, and that information includes the following:

  • The price of the damage that the policyholder is claiming
  • Documentations that supports the amount of claimed losses
  • The date on which the loss occurred
  • Identity of the party/is claiming the loss

You will want to check to see what information your insurance company requires before they will reimburse you for your losses. You will want to include as much information as possible in your claim. This will help you save time going back and forth with your insurance company to get a complete profile of information before you can cover your losses from the hurricane.

Why Would an Insurance Company Deny My Claim?

There are several reasons that your insurance company may choose to deny claims after a hurricane. This can be incredibly frustrating and scary if you don’t know how you are going to pay for the damage done to your property and home. Many of the reasons that your claim was denied can be fixed relatively easily, but your immediate attention to the matter will be required to move things forward.

The following are some of the most common reasons that you may get denied your claim when you file with your insurance:

  • The deadline on your policy has expired
  • The date to file claims for that specific storm has already passed
  • Paperwork is incomplete
  • The document is not signed or notarized properly
  • Evidence of damage is not sufficient

These can all be reasons that your insurance company has denied your claim. Be sure to pay attention to any reasons that your insurance company gives for not being able to process your claims promptly. Fixing these issues can result in your claim being paid faster and your property and home being repaired as quickly as possible.

Reach Out to Insurance Claim HQ

If you have an outstanding claim that you need assistance with or have to file a claim for property or home damage, feel free to contact us at Insurance Claim HQ for further assistance. We are here to help make filing your claim as painless and easy as possible.

Our attorneys understand that you are ready to help you get your claim accepted and paid as soon as possible. Contact us to begin your claim.