In 2019, roughly a half-million fires caused over $12 billion in damages. In addition to the economic losses, even small fires cause significant emotional losses. The constant smell of burnt wood is an unfriendly reminder of these losses. So, prompt cleanup and restoration is essential. Unfortunately, many claims adjusters look for reasons to deny claims. Additionally, some […]
Simple precautions, such as parking in a busy, well-lit area, locking your car, and taking your keys, are more effective than any available anti-theft device. Such gadgets, including tracking or immobilization devices, help people recover stolen cars, but they usually do not deter theft. Many insurance companies attempt to blame policyholders for theft losses. But in most […]
If your home has sustained significant damage in a disaster and there is a possibility it could be considered a total loss, you need to consider hiring an expert to evaluate the extent of the damage. What you consider a total loss and what the insurance carrier considers a total loss may be two separate […]
In 2019, the ten largest insurance companies in the United States collected about $330 billion in property insurance policy premiums. Given such massive revenue, there is little or no excuse for acting in bad faith and refusing to make things right for policyholders. Yet many insurance companies routinely act in bad faith. Generally, these bad faith actions […]
For homeowners, residential property claims usually follow devastating events, such as severe flood, wind, or fire damage. But for the insurance company, such claims are largely business as usual. Additionally, most insurance companies have in-house lawyers who are determined to find loopholes which enable adjusters to deny claims. A dedicated New Orleans insurance dispute lawyer […]
Louisiana law imposes a duty of good faith and fair dealing on insurance companies. At a minimum, good faith means a prompt and thorough investigation conducted by an adjuster who has an open mind about the matter. If an insurance company does not live up to this responsibility, a New Orleans insurance dispute lawyer can not only […]
Hampshire House, the owner of this iconic Boston establishment, wants a court to force Fireman’s Fund Insurance to pay a business interruption claim. According to court documents, Hampshire House, which owns two Cheers bars and a number of other establishments in Boston, has a $10 million business interruption policy which the company has refused to pay. Instead, […]
The reality is that not everybody owns their home, but just about every home has homeowners insurance. This can be confusing for renters who may or may not understand whether or not they will be covered in the event their property is damaged in a hurricane. It is vital to understand how renters insurance works […]
Dog bites are not something that most homeowners spend much time thinking about, but the reality is that this is one of the most common homeowners insurance claims in the country. It is absolutely vital that you understand Louisiana laws concerning dog bite negligence and how this can affect dog bite claims against your homeowner’s […]
Tropical Storm Cristobal kicked off the Atlantic hurricane season early this year and menaced the Gulf Coast with all too familiar warnings. This storm, along with projections for a highly active hurricane season, should have you thoroughly reviewing your homeowner’s insurance policy if you have not done so already. This was our early wakeup call […]