Hurricanes threaten millions of homes each year. Losses from Hurricane Katrina alone totaled 89.7 billion dollars. (III, Facts + Statistics: Hurricanes). For homeowners, one of the dangers they face when a hurricane approaches is damage to the roof. Acute damage and structural weakening are possibilities. It’s important to understand what types of roof damage may occur, especially […]
Louisiana ranks 4th in the United States for hurricanes making landfall. The state sees a hurricane on average once every three years. These hurricanes cause serious damage and destruction. (Source: Universal Property, 10 U.S. States Where Hurricanes Hit Most Often) When disaster strikes, insurance policies take center stage. People suffering damage need fair payment for their […]
Rebuilding your home after a hurricane leaves devastating property damage in its wake requires a massive undertaking. Unfortunately, the fight to get the benefits you’re entitled to out of your insurance company can be just as challenging. An experienced hurricane damage attorney, like those at Insurance Claim HQ, can help you fight back if your insurance […]
Mold is a common issue for houses in the South—truly, it can happen to anyone, even the most responsible owners and renters. However, not every case of mold is covered by insurance. In fact, the unfortunate reality is that most cases of mold aren’t, especially for renters. Your renters insurance company will likely do anything […]
One of the most significant risks of home damage in a hurricane is water. Water is easy to see if it’s standing water that’s flooding your home. Other water problems aren’t as easy to see. Another type of water damage you may have in your home is hidden water damage. What is Hidden Water Damage? […]
Six hurricanes made landfall in the United States in the year 2020. Hurricanes may impact millions of Americans each year, destroying homes and causing injuries and deaths. Source: NOAA National Hurricane Center After a hurricane passes through, you need to know what to do. There are dangers that exist even after the storm is over. In […]
You should be able to trust your own insurance company—after all, you’re their paying customer. The unfortunate reality, however, is that your insurance is not always on your side. When your insurance company stalls, misleads, or denies your claim, they are acting in bad faith, and you deserve justice. But what does that mean for […]
Burst pipes are a core frustration of homeownership and can cause extensive water damage if not caught in time. Water can force you to replace appliances, repair floors, and throw away precious keepsakes. Damage of this level will cost you, but will your homeowners insurance be there to help? Insurance coverage will depend on the […]
If you’re working your way through the claims process after reporting property damage to your homeowner’s insurance company, sooner or later you’ll be working with an insurance adjuster. The insurance company will send out someone they’ll probably call an “independent” adjuster, but don’t be fooled by the choice of words: this person works for the insurance […]
You count on your insurance coverage when disaster strikes. The unfortunate reality, however, is that your home insurance company cares more about their profits than making sure you get a fair settlement offer in a timely manner. Even if you have a strong case, insurance companies will use any tactic they can to reduce or […]