Did your house sustain significant damage in a storm, a fire, or another type of natural disaster? It is a very unfortunate situation that can be incredibly stressful to navigate. As you enter the insurance claims process, you may be wondering: What will happen if my house is a total loss? In this article, our New […]
For the average American, a house is the biggest financial purchase they will ever make. Because it is such an expensive investment, you get homeowners insurance and maintain the property to the best of your ability. Sometimes, however, things happen that are out of your control—like when a tree falls and damages your house. Your […]
When your personal property is damaged by a storm or other covered event, you would expect your insurance company to provide you with the necessary funds to replace it. However, the unfortunate reality is your insurance company may not value your property as highly as you would. If you are choosing to file a claim […]
A standard homeowners insurance policy protects you from a range of issues that could happen within your property line: If your house’s foundation, walls, roof, or garage are damaged, your insurer may need to step in and provide financial compensation. Personal items that are stolen, damaged, or destroyed are probably covered by your homeowners policy. An […]
Going through a major storm is stressful, especially if your property becomes damaged. It could take months and thousands of dollars to recover. Unfortunately, insurance companies are for-profit businesses and sometimes can be unhelpful during the claims process. Wondering what to do after storm damage to get your insurance coverage? Insurance Claim HQ can walk […]
Floods are devastating events that can cause lasting pain and suffering. Residents are often forced to flee their homes, only to return to damaged properties, lost memories, and piles of expensive bills for property damage. When things are at their worst, the last thing victims of flood damage should have to worry about is the […]
After your home is damaged by a storm, fire, or other event covered by your homeowners insurance, quick action is needed to make repairs and ensure your house stays comfortable and protected. So the last thing you want to worry about is your money being held up (or denied) by a frustrating and complicated insurance […]
When a natural disaster forces you to shut down your business, even for a short period of time, the consequences for you and your loved ones can be significant. Once you’re safe, the next step is filing a business interruption insurance claim. Unfortunately, this process can be complicated and frustrating, particularly for those without experience. […]
A sudden hailstorm can leave you and your loved ones with a damaged home and unanswered questions about whether your homeowners insurance will pay for the repairs. While your homeowners policy likely offers wind and hail coverage, many insurance companies still try to dodge their obligation to pay out hail claims—even when those claims are […]
Water leaks are one of the leading causes of major damage in a home. Even a single leaky pipe can eventually lead to severe complications like mold and decay, not to mention high repairs costs and a potentially lengthy claims process with your homeowners insurance. When you have water damage in your home, make sure […]