When Hurricane Ida made landfall in late August 2021, it caused $95 billion in damage, CNBC reported. For thousands of homeowners, that meant costly damage to their property and months or years of rebuilding. An insurance claim may be a welcome relief, but it can be hard to know where to begin. Our attorneys explain how […]
Hurricane Ida displaced thousands of people and destroyed homes. If you’ve suffered a loss, you may have filed an insurance claim, expecting to get the funds you need to rebuild. Then, the insurance company rejects your claim. Our attorneys explain what happens if a Hurricane Ida insurance claim gets denied. What happens if a Hurricane Ida insurance […]
Storm damage comes in many forms, from hail and wind to hurricanes and fallen trees. If your home sustains significant damage from any of these occurrences, you likely have many questions about roofing insurance claims for storm damage. Our team at Insurance Claim HQ proudly supports homeowners in and around New Orleans when they are […]
When you make an insurance claim, you deserve fast payment. If it seems like the insurance company is taking too long, you may start to wonder about timelines. How long can the insurance company take to investigate? Our insurance claim attorneys explain. How long an insurance company has to investigate a claim varies from state to state. State laws create […]
In low-lying areas like Louisiana, homes often develop some sort of mold—even despite your best efforts to prevent it. Although most of cases are mold are mild and relatively easy to deal with on your own, if you or a loved one has an allergy, asthma, or another pre-existing condition, even low levels of mold […]
For Louisiana residents, hurricanes are an unwelcome and potentially devastating part of life. The damage that hurricanes cause lead residents to file hurricane insurance claims, but these claims aren’t always as simple as they may seem. The insurance claims process can be complicated and drawn out, which can cause significant anxiety and hardship for people struggling […]
Water is a threat to your home or business. If allowed to leak uncontrolled, it can cause enormous and expensive damage. A burst pipe can be especially costly. The United States Environmental Protection Agency (EPA) explains that a pipe burst occurs when a pipe ruptures it “causes water to gush out uncontrollably.” Are you preparing a burst […]
Louisiana law requires that insurance companies deal with their clients in good faith. This legal requirement means, among other things, that settlement offers should be reasonable and represent a good faith attempt to settle a claim. What Is a Bad Faith Offer The primary example of a bad faith offer is one that is for an […]
In Louisiana, your insurance company has deadlines for responding to your claims. These deadlines are usually either 30 or 60 days. If you have not heard by then, your insurer may be ignoring your claim. So, what should you do if it seems like your company is ignoring you? Is Your Adjuster or Investigator Not […]
As a matter of law, your homeowner’s insurance company is required to treat you and your claim with good faith. An insurance policy is a contract, and all parties to a contract must perform their duties under the contract in good faith. So, how do you go about providing that your homeowner’s insurance company is acting in […]