I wanted to discuss vendors that insurance companies steer policyholders towards today in relatively general terms. This topic can be pretty varied and wide-ranging, so we will do a more detailed series later. Now, when you are initially suffering a loss, whether it is a fire or a flood, you will most likely to reach […]
The reality is there may be certain types of claims that certain insurance companies will look at with much more scrutiny than if it were a different type of claim or yet another insurance company. For example, a home that caught fire that has a history of catching fire may be looked at for potential […]
Examinations Under Oath are ways for insurance companies to deny your claim. There, I said it. I realize that may come as a surprise to you. Why would an insurance company want to deny your claim? Obviously I’m being a bit facetious here, but, nevertheless, the reality is that EUO’s are used by insurance companies […]
While many people in and around New Orleans and other coastal cities are concerned about hurricanes, we are right in the middle of tornado season for Louisiana. Tornadoes are also a very real threat throughout the spring season, as are serious thunderstorms. This type of weather can cause serious wind and hail damage to homes, […]
Even though you pay property insurance premiums, it is always preferable to never have to file a claim. However, if something suddenly happens to your home, you hope that your insurance company will resolve the matter promptly and provide you the coverage you need to repair the damage or replace personal property. While insurance claims […]
With Mardi Gras festivities already ramping up in New Orleans and the big day happening on March 5th, people in and around the city are decorating their homes, making plans with family and friends, and otherwise gearing up for the celebration. However, if you own property in New Orleans, you should prepare for Mardi Gras […]
There’s nothing more unsettling than knowing that an unwelcome visitor is in your home. If there was, horror movies wouldn’t have been using home invasions as plot devices for decades. Whether it be an intruder from the penitentiary, the insane asylum, or the great beyond, it’s only natural to have panic set in when there’s […]
While the Gulf Coast has no shortage of reasons why it is a fantastic place to call home, it is a reality that its vulnerability for volatile weather patterns persists. As climate change continues to rear its ugly head, this vulnerability is only bound to escalate, leaving countless cities from Galveston to Miami in its […]
If you have ever attempted to sell an item on sites like Craigslist or Depop, you know that buyers tend to have their own opinions on the validity of prices. What is poorly understood is that value, in theory, is not subjective at all. In fact, there is a method to the madness that intersects with larger […]
Despite heeding warnings of old wives’ tales of burning down an entire town with a cigarette butt or casually combusting from poor taste in pajamas, you are still standing amid a possibly self-inflicted house fire. Maybe you didn’t allow enough space between your bed and a faulty power outlet because you need to keep your […]