When you file a claim for a house fire with your insurance company, an adjuster will be assigned to your case. The fire insurance adjuster represents their insurance company and is invested in keeping their employer’s profits high and your settlement low. You may be concerned about dealing with the insurance adjuster after a house […]
When a fire damages your home, a fast and fair settlement is important. From our Insurance Claim HQ fire damage attorneys serving New Orleans, here’s what you need to know about the fire claim process. Important Tips in the Fire Insurance Claim Process 1. Always report the fire as soon as possible Your claim begins when […]
In Louisiana, fire damage claims are sometimes denied over accusations of arson. Insurance usually does not cover fires due to arson. It’s a policy exclusion that some insurers try to abuse. Insurance companies may falsely accuse someone of a criminal act since arson usually isn’t covered by insurance. It’s rare, but an accusation may happen […]
After safely escaping a fire at your home and avoiding serious injury, did you know that the health risks after a house fire are often just as dangerous as the fire itself? Entering your home after a fire puts you at risk for several health concerns that can have far-reaching effects and trigger a variety […]
When you own a home, a fire can quickly cause devastating losses. Most homeowners maintain insurance coverage to protect them against these losses. However, insurance companies may deny your fire damage claim or not offer a reasonable amount. While some denials are justified, many are not. Learn more about the reasons insurance companies deny fire […]
When fire roars through a home or business, most people think about the fire damage left in its wake. However, smoke damage can be just as — if not more — destructive. Insurance Claim HQ’s fire damage claim attorneys serve the New Orleans area and the state of Louisiana, helping victims of smoke damage like you get […]
The Federal Emergency Management Agency (FEMA) estimates that winter fires cause approximately $3 billion in damages each year. Residential fires account for nearly two-thirds of that property loss. For a number of reasons, fires in the winter are a serious safety hazard. A home fire is a serious tragedy. The good news is that many are preventable. […]
In 2019, roughly a half-million fires caused over $12 billion in damages. In addition to the economic losses, even small fires cause significant emotional losses. The constant smell of burnt wood is an unfriendly reminder of these losses. So, prompt cleanup and restoration is essential. Unfortunately, many claims adjusters look for reasons to deny claims. Additionally, some […]
Despite heeding warnings of old wives’ tales of burning down an entire town with a cigarette butt or casually combusting from poor taste in pajamas, you are still standing amid a possibly self-inflicted house fire. Maybe you didn’t allow enough space between your bed and a faulty power outlet because you need to keep your […]
Residential fires cause billions of dollars of damage in the United States each year, according to the National Fire Protection Association (NFPA). Navigating the aftermath of a home fire is never easy. The most important thing is safety. Once everyone is safe and gets all the necessary medical care, your attention can turn to managing the […]