Housefires are dangerous, and escaping without serious injuries or loss of life is the number-one concern. However, even when everyone gets out safely, fires can be devastating. The last thing people want to worry about after such a disaster is the cost of rebuilding their home. Fire insurance can be a lifesaver, but fire insurance […]
A house fire is a frightening, traumatic experience that leaves victims with fear and uncertainty. They often feel lost and distraught, completely unsure of what to do next. This is a normal feeling, and the team at Insurance Claim HQ wants to help you work through it. Below, we offer a “what to do after a […]
When you file a claim for a house fire with your insurance company, an adjuster will be assigned to your case. The fire insurance adjuster represents their insurance company and is invested in keeping their employer’s profits high and your settlement low. You may be concerned about dealing with the insurance adjuster after a house […]
When a fire damages your home, a fast and fair settlement is important. From our Insurance Claim HQ fire damage attorneys serving New Orleans, here’s what you need to know about the fire claim process. Important Tips in the Fire Insurance Claim Process 1. Always report the fire as soon as possible Your claim begins when […]
In Louisiana, homeowners’ insurance policies typically exclude coverage for fires caused by arson. Sometimes, insurers may deny fire damage claims by alleging that the fire was intentional. While such accusations are rare, they can create serious challenges for homeowners seeking compensation for accidental fire losses. If your fire claim is valid and your insurer questions […]
After safely escaping a fire at your home and avoiding serious injury, did you know that the health risks after a house fire are often just as dangerous as the fire itself? Entering your home after a fire puts you at risk for several health concerns that can have far-reaching effects and trigger a variety […]
When you own a home, a fire can quickly cause devastating losses. Most homeowners maintain insurance coverage to protect them against these losses. However, insurance companies may deny your fire damage claim or not offer a reasonable amount. While some denials are justified, many are not. Learn more about the reasons insurance companies deny fire […]
When fire roars through a home or business, most people think about the fire damage left in its wake. However, smoke damage can be just as — if not more — destructive. Insurance Claim HQ’s fire damage claim attorneys serve the New Orleans area and the state of Louisiana, helping victims of smoke damage like you get […]
The Federal Emergency Management Agency (FEMA) estimates that winter fires cause approximately $3 billion in damages each year. Residential fires account for nearly two-thirds of that property loss. For a number of reasons, fires in the winter are a serious safety hazard. A home fire is a serious tragedy. The good news is that many are preventable. […]
In 2019, roughly a half-million fires caused over $12 billion in damages. In addition to the economic losses, even small fires cause significant emotional losses. The constant smell of burnt wood is an unfriendly reminder of these losses. So, prompt cleanup and restoration is essential. Unfortunately, many claims adjusters look for reasons to deny claims. Additionally, some […]