Florida’s new roof replacement law is affecting homeowners trying to rebuild. Now, the age of your roof may impact what happens if your home sustains roof damage. The homeowners insurance claim lawyers at Insurance Claim HQ explain the new roofing law in Florida and what you need to know. What Are the Changes to Florida’s Roofing Law? […]
If you are a Texas property owner whose property has been damaged, you might wonder when you will receive your insurance payout. You may be unaware that the Texas Prompt Payment Act may give you the right to be paid within a specific timetable. But do you have other rights from that law? What can […]
Has your pool been damaged by a storm? Insurance Claim HQ’s homeowners insurance attorneys can help you determine if your insurer covers swimming pool damage. Contact us to speak with a homeowners insurance attorney serving New Orleans and beyond. Does Homeowners Insurance Cover Pool Damage? Your homeowner insurance can cover swimming pool damage, depending on policy […]
After a hurricane, you may be concerned about whether your homeowner’s insurance will provide debris removal coverage. While you might not prioritize debris removal in hurricane season, it can still dent your finances. The only problem is that insurance companies may lowball your claim, underestimate the extent of damage, or cause you frustrations through bad […]
In the past few decades, homeowners insurance products have evolved a great deal to incorporate various elements of property ownership, including detached structures such as garages. However, like any specific insurance policy, you have to know the specifics. For instance, are you compensated if a storm damages your garage door? This article by our homeowners insurance […]
In the event that you have property damaged or stolen due to a robbery or natural disaster, your homeowners insurance policy may cover replacement for some, or even all, of your lost property. Receiving compensation for lost or stolen property will require you to file a claim with your insurance company, and you may even […]
Louisiana is not a matching line of sight state. States with this provision require insurers to replace damaged property with materials of similar quality, color, and texture to ensure the repaired or replaced property matches the rest of the building. Because Louisiana has no matching statutes, homeowners insurance policies may not include this provision. Additionally, […]
Loss history reports are one tool insurance companies use when evaluating the risk posed to an insurance company through offering homeowners insurance. Loss history reports contain detailed accounts of losses and claims made on the homeowners insurance policy that typically occurred five to seven years back. Understanding how loss history reports work can empower homeowners to know […]
Water damage from backed-up sewer and plumbing systems affects thousands of homes each day. Luckily, you can cover yourself and your home from the aftermath of a backup and subsequent damage using water backup coverage. The homeowners insurance claim attorneys at Insurance Claim HQ know that water backups can be challenging to make claims around, and we […]
A prolonged power outage may leave you with a refrigerator full of rotting food, saddling you with huge losses. It may leave you wondering, does homeowners insurance cover spoiled food from a power outage? Homeowners insurance may reimburse you for the cost of the spoiled food, but only if the policy covers the root cause […]