September is National Preparedness Month, and it signifies the significance of being prepared for disasters and emergencies of every kind by helping to raise awareness. 2021’s theme was Prepare to Protect, and for 2022, it’s A Lasting Legacy – both echo the critical importance of being prepared to protect your loved ones and property in […]
When it comes to your family, home, and vehicle, you take precautions and are prepared to face nearly anything coming your way. Hurricane season, however, is all too real and takes considerable preparation of its own. As much as you love hanging out on your deck or patio, it’s important to address the matter of securing […]
Mature trees provide homeowners with a great deal of added property value. They increase curb appeal, add shade to your yard, and increase privacy. But having trees on your property can also lead to unexpected issues, including tree root damage to sewer lines. This kind of damage can lead to thousands of dollars in repairs […]
When storms strike, the trail of damage left in their wake often leads to frustration and anxiety for homeowners. One of the biggest questions facing many claimants is when to file. Storms can leave you picking up the pieces longer than expected, with little time and energy left to worry about filing an insurance claim. […]
When you purchase an insurance policy, you expect that the money you spend on your policy will guarantee coverage for you and your family when you need it. In other words: you expect to get what you pay for. Unfortunately, it doesn’t always happen that way. Insurance companies looking to save money and cut costs […]
Hurricanes threaten millions of homes each year. Losses from Hurricane Katrina alone totaled 89.7 billion dollars. (III, Facts + Statistics: Hurricanes). For homeowners, one of the dangers they face when a hurricane approaches is damage to the roof. Acute damage and structural weakening are possibilities. It’s important to understand what types of roof damage may occur, especially […]
Louisiana ranks 4th in the United States for hurricanes making landfall. The state sees a hurricane on average once every three years. These hurricanes cause serious damage and destruction. (Source: Universal Property, 10 U.S. States Where Hurricanes Hit Most Often) When disaster strikes, insurance policies take center stage. People suffering damage need fair payment for their […]
Rebuilding your home after a hurricane leaves devastating property damage in its wake requires a massive undertaking. Unfortunately, the fight to get the benefits you’re entitled to out of your insurance company can be just as challenging. An experienced hurricane damage attorney, like those at Insurance Claim HQ, can help you fight back if your insurance […]
Mold is a common issue for houses in the South—truly, it can happen to anyone, even the most responsible owners and renters. However, not every case of mold is covered by insurance. In fact, the unfortunate reality is that most cases of mold aren’t, especially for renters. Your renters insurance company will likely do anything […]
One of the most significant risks of home damage in a hurricane is water. Water is easy to see if it’s standing water that’s flooding your home. Other water problems aren’t as easy to see. Another type of water damage you may have in your home is hidden water damage. What is Hidden Water Damage? […]