When Hurricane Ida made landfall in Louisiana in August of 2021, it caused billions of dollars in damage. For homeowners and businesses alike, knowing how to file an insurance claim is key to getting the compensation you need to rebuild your lives. Our property casualty attorneys at Insurance Claim HQ want you to reach the best possible […]
Winds can toss lawn furniture, splinter branches, and sometimes even topple decades-old trees to the ground. It’s no surprise that they can also damage the exterior of your home—peeling shingles from roofs, ripping up siding, even shattering windows. If harsh winds have damaged your roof or other external elements of your home, you’re probably wondering […]
This year, the National Oceanic and Atmospheric Administration (NOAA) predicts an above average Atlantic hurricane season, with more named storms and hurricanes than usual. But what does that mean for you? Your risk of hurricane damage depends on where you live, the severity of the hurricane, and how prepared you are when a hurricane strikes. […]
Suffering home damage in a hurricane is an extremely significant event. It can interrupt your living situation, your ability to work, and your peace of mind. You need to file an insurance claim right away – How do you ensure you get it right? You can do things to make the process smoother, faster, and more […]
They say a picture is worth a thousand words—and that’s especially true for storm-related insurance claims. While receipts, estimates, and engineer reports can be used to show the scope of necessary repairs, taking pictures is often the most powerful way to record damage and demonstrate the extent of your loss. We would all love to believe […]
If you’re like most Americans, your home (including all structures on your property) is not just your biggest asset, but a place of safety, comfort, and joy for you and your loved ones. That’s why you buy homeowners insurance coverage. If something catastrophic happens—and here in Louisiana, that’s a very real possibility—you want to be […]
Did your house sustain significant damage in a storm, a fire, or another type of natural disaster? It is a very unfortunate situation that can be incredibly stressful to navigate. As you enter the insurance claims process, you may be wondering: What will happen if my house is a total loss? In this article, our New […]
For the average American, a house is the biggest financial purchase they will ever make. Because it is such an expensive investment, you get homeowners insurance and maintain the property to the best of your ability. Sometimes, however, things happen that are out of your control—like when a tree falls and damages your house. Your […]
When your personal property is damaged by a storm or other covered event, you would expect your insurance company to provide you with the necessary funds to replace it. However, the unfortunate reality is your insurance company may not value your property as highly as you would. If you are choosing to file a claim […]
A standard homeowners insurance policy protects you from a range of issues that could happen within your property line: If your house’s foundation, walls, roof, or garage are damaged, your insurer may need to step in and provide financial compensation. Personal items that are stolen, damaged, or destroyed are probably covered by your homeowners policy. An […]