When you own a home, a fire can quickly cause devastating losses. Most homeowners maintain insurance coverage to protect them against these losses. However, insurance companies may deny your fire damage claim or not offer a reasonable amount. While some denials are justified, many are not. Learn more about the reasons insurance companies deny fire […]
Most homeowners purchase insurance to protect themselves against the financial risks of owning a home. When an accident or catastrophe happens, homeowners rely on the insurance company to settle claims in good faith. Unfortunately, sometimes that doesn’t happen. This guide from our bad faith insurance lawyers serving New Orleans will help you understand the Louisiana bad faith […]
Termites, rodents, and other pests are a constant source of aggravation for homeowners across Louisiana. These unwanted creatures invade homes, spread disease and damage wherever they go, and often lead to both sleepless nights and costly removal and repair services. What’s even more frustrating is that when pests damage your home and property, your insurance […]
Major storms can inflict severe damage on your home or office building. You may expect your insurance company to cover the costs of these repairs. If your insurer is State Farm, though, receiving sufficient compensation might be challenging. State Farm sometimes outright denies water damage claims, leaving you without the resources you need to rebuild […]
In 2021, Hurricane Ida severely damaged the roofs of 90,000 homes in the NOLA metropolitan area. Most homeowners rely on insurance to pay for repairs from hurricanes and severe storms, but the checks they receive may be less than expected due to deductions for recoverable depreciation on a roof. Learn how recoverable depreciation may affect your insurance […]
When fire roars through a home or business, most people think about the fire damage left in its wake. However, smoke damage can be just as — if not more — destructive. Insurance Claim HQ’s fire damage claim attorneys serve the New Orleans area and the state of Louisiana, helping victims of smoke damage like you get […]
When you purchase insurance to protect your home or business, you expect your policy to cover certain damages or losses, should they occur. If disaster strikes and your insurance company fails to honor the coverage agreements outlined in your policy, you may find yourself unable to rebuild after your loss. If the insurance company is […]
When you file a homeowners insurance claim, the insurance company may send an adjuster to take photos of your property. This is a common part of the claims process, but there are limits to what they can photograph and how they can use those pictures. Understanding those limits can help protect you from being taken […]
If a natural disaster or other uncontrollable event causes damage to your home, then your logical next step is to file an insurance claim to receive compensation for your losses. These claims can take quite some time to fully resolve, though, and you might find yourself in a situation where you wish to sell your […]
A homeowner’s insurance policy could serve as a vital lifeline if your property experiences an unexpected event. When serious damage occurs, such as from a hurricane or fire, most homeowners will need to file a claim to make the necessary repairs. If you see the insurance company sending an engineer over to your home instead […]