When you purchase insurance to protect your home or business, you expect your policy to cover certain damages or losses, should they occur. If disaster strikes and your insurance company fails to honor the coverage agreements outlined in your policy, you may find yourself unable to rebuild after your loss. If the insurance company is […]
In an ideal scenario, your homeowner’s insurance policy would kick in to help you cover the damages to your house after a storm or disaster without any hassle or resistance from the insurance company. In reality, though, you might just find your insurance company taking pictures of your house after you file a claim. Can […]
If a natural disaster or other uncontrollable event causes damage to your home, then your logical next step is to file an insurance claim to receive compensation for your losses. These claims can take quite some time to fully resolve, though, and you might find yourself in a situation where you wish to sell your […]
A homeowner’s insurance policy could serve as a vital lifeline if your property experiences an unexpected event. When serious damage occurs, such as from a hurricane or fire, most homeowners will need to file a claim to make the necessary repairs. If you see the insurance company sending an engineer over to your home instead […]
When winter comes, the risks of storm damage to your home increase. Learning how to prep your home for winter can fortify your property. It could also lower the risk of damage and improve your personal safety. If your home does sustain damage during a winter storm, our team at Insurance Claim HQ stands ready […]
Insurance companies are supposed to act in good faith, which means fulfilling their contractual obligations to policyholders. Unfortunately, this is not always the case. Florida home insurance companies may attempt to withdraw from its responsibility to honor a policyholder’s legitimate claim, especially after a major weather event. The company could then face a legal action […]
Water damage from frozen pipes is one of the most common causes of wintertime property damage in the United States. In 2022, State Farm alone paid more than $181 million in damages related to frozen pipes. This guide from Insurance Claim HQ explains how insulating outdoor water pipes reduces the chance of water damage from frozen pipes […]
If you own a homeowners insurance policy, you are already going above and beyond to protect yourself and your family from disaster. When disaster befalls your neighbor’s property, though, you might suddenly have cause to ask who pays if a disaster like a fire at your neighbor’s home means you’re covered by insurance. At Insurance […]
Not every house has a fireplace, but for those that do, a chimney adds an irreplaceable charm and literal warmth to a cozy home. Of course, having a fireplace means having a chimney that can be costly to maintain and repair without proper insurance. In the event of leaks, fire damage or storm damage, you […]
The Louisiana Insurance Guaranty Association is a statutory entity established by the Louisiana legislature to protect policyholders and claimants. If you have questions about the protections offered under LIGA or need help making a claim, the home insurance claim lawyers at Insurance Claim HQ can help. We serve New Orleans and all surrounding areas, assisting people in […]