The Resources You Need
Find answers to your pressing property casualty questions so you can keep your insurance company in check as you navigate the claim process.
What Is a Reservation of Rights Letter?
After receiving a reservation of rights letter from the homeowner’s insurance company, you may fear you’ve lost coverage....
Should You File a Homeowners Insurance Claim for Water Damage?
Water damage is a prevalent issue for households and can result from a variety of causes, including leaks,...
Will a Homeowners Insurance Claim Denial Raise Your Premiums?
Filing a claim on your homeowner’s insurance policy can sometimes result in higher insurance premiums. But will a...
Louisiana’s Statute of Limitations on Property Damage
Have you noticed damage to your home? If the damage may have been the result of weather or...
Does Homeowners Insurance Cover Additional Living Expenses?
Having to leave your home due to severe storm, fire, or water damage is not something that we...
What is the Duty of Good Faith and Fair Dealing?
Insurance policies are a contract between the insurer and the policyholder. However, as with all contracts, there is...
Does Homeowners Insurance Cover Foundation Problems?
Any damage to the home’s foundation needs immediate action. But your home insurer has exclusions that may affect...
When Is Peak Hail Season in Louisiana?
While not talked about as much as the four annual seasons, hail season is a concern in many...
Is Straight Line Wind Damage Covered by Homeowners Insurance?
Straight line wind damage can be devastating. In most cases, your homeowners insurance will cover damage from straight...
Writing Bad Faith Demand Letters to Insurers
Just like other industries, there are insurance companies that operate for the right reasons and there are insurance...
Can Homeowners Insurers Request a Sworn Proof of Loss?
A sworn proof of loss is a tool by the homeowners insurance company to guard against fraudulent claims....
How to Talk to an Insurance Adjuster About Water Damage
Water damage puts your property at tremendous risk. If you want to avoid further damage, you’ll have to...
