Solar panels may lower electric bills, increase property value, and reduce carbon emissions. But the costs of installing solar panels can be substantial, depending on the size of your home and your energy needs. You want to make sure your investment is protected. If your solar panels are damaged, they may or may not be […]
When strong winds, hail, or other types of severe weather hit, your home’s siding may sustain damage. Not only can this affect the aesthetic appeal of your home, but it can also cause further problems if left unrepaired. If you’re wondering whether your homeowners insurance covers siding damage, the homeowners insurance claim attorneys at Insurance Claim HQ […]
Hailstorms can strike at any time and cause damage to homes and other property. Often, there’s nothing you can do to prepare for it. The unpredictable nature of such damage is one of the main reasons to have insurance. But unfortunately for some, insurance companies that should be focused on holding up their end of […]
When dealing with water damage in your home, it’s essential to understand the difference between a sewer backup and an overflow. Insurance companies are particular about these terms, as they directly affect your coverage and potential claim. The homeowners insurance claim attorneys at Insurance Claim HQ will help you understand sewer backups and overflows and how they […]
When a neighbor’s tree falls on your house, it can be a stressful and challenging situation to deal with. You may be wondering whose insurance pays for the fallen tree’s removal and your home’s repairs. The answer depends on a few factors, including the state you live in and whether the tree was maintained properly. […]
You’ve faithfully paid your homeowners insurance premiums, knowing that should a qualifying event arise, your insurer will take on the financial burden of repairing or rebuilding your home. Unfortunately, now that the time has come, you discover that the insurance company wants to shortchange you. Insurance companies often attempt to protect their profits by undervaluing […]
Filing a claim on your homeowner’s insurance policy can sometimes result in higher insurance premiums. But will a denied claim impact your rates? Insurance Claim HQ can help if your homeowners insurance claim was denied. Contact us to let us know if we can assist with moving your claim and your home’s repairs forward. Can a […]
Water damage is a prevalent issue for households and can result from a variety of causes, including leaks, flooding, and burst pipes. When homeowners discover water damage, they frequently question whether to make an insurance claim. Insurance Claim HQ examines the pros and cons of filing a homeowners insurance claim for water damage, as well as […]
After receiving a reservation of rights letter from the homeowner’s insurance company, you may fear you’ve lost coverage. It sounds like the insurance company is threatening to deny or limit coverage for your claim. This can be a confusing and alarming experience for many homeowners who may not fully understand what a reservation of rights […]
While your home’s roof is one of the most important structures for protecting your property, insurance companies can deny claims for roofing damage. This leaves homeowners to bear the brunt of the expenses. Why would an insurer deny a valid roofing claim? Below our attorneys share some common reasons why an insurer may deny a […]