Even under the best of circumstances, it can be a hassle to deal with your insurance company. If your home is damaged by wind or rain and your insurance company denies your valid claim, it can be a nightmare. Unfortunately, insurance companies regularly deny valid claims or mishandle them, resulting in delayed compensation when you […]
Winter weather can bring a host of challenges for homeowners, including the risk of ice-related damage. If you’re wondering whether your homeowners insurance covers ice damage, here are a few things our New Orleans property damage attorneys want you to know. What is Covered by Homeowners Insurance for Ice Damage? Most homeowners insurance policies cover ice-related damage […]
Navigating the world of homeowners insurance claims when an insurer has dropped you can seem overwhelming, but there are resources available that can help make the process easier and get you back on track with protecting your home as quickly as possible. It’s an unfortunate situation to be in, but it is important that you understand the […]
If you have a complaint about your insurance company or agent, you can file it with the Louisiana Department of Insurance so that it can be properly addressed. The department is responsible for regulating the insurance industry in Louisiana and ensuring that insurance companies and agents are acting in compliance with state laws and regulations. […]
When a disaster strikes, all you need is to get back to the state you were in before the event. Luckily, your insurance company should make this happen as soon as possible. In most cases, your insurance company will issue you with several checks to replace any belongings that have been damaged or even for […]
When a hurricane damages your home, it’s important to know what to do to get the most out of your insurance claim. In this article, we’ll give you some tips on maximizing the value of your home insurance claim. We’ll also discuss the importance of deadlines and documentation and how best to communicate with your insurance […]
When hurricanes occur, they cause considerable damage to properties, which can be exceptionally expensive to repair or replace. It’s possible to hire public adjusters to inform fair settlements from a home insurance company, while others opt for homeowners insurance attorneys. But which one serves better? While it may make sense to hire both, a perfect […]
After a hurricane, homeowners want a speedy resolution to their claims so they can begin repairs. And, with some basic preparation, you can help speed up the insurance claim inspection process. Preparing for Your Homeowner’s Insurance Claim Inspection Once you’ve reported your hurricane damage to your insurance company, an insurance adjuster will be assigned to your claim. […]
As a homeowner in a hurricane-prone area, hurricane insurance is a necessity. But why do home insurance rates go up after a hurricane? There are a few reasons for this; to better understand each, we must first understand how insurance companies operate. How Insurers Calculate Hurricane Insurance Rates Insurance companies are in the business of calculated risk. […]
After a hurricane, the last thing any homeowner wants to deal with is a hurricane damage insurance claim denial. But unfortunately, insurance companies deny valid claims all the time. If your hurricane damage claim was denied, you may be wondering what to do next. How Can I Tell if My Insurer is Violating Hurricane Insurance Bad […]