Most people understand that there are deductibles required as part of their insurance policies. A deductible is an amount the insured person will pay before the insurance carrier will cover any expenses. However, some people may not understand there is something called “hurricane deductible.” At Insurance Claim HQ, our New Orleans bad faith insurance attorneys […]
If you own a home, you do what you can to protect your investment. However, in the excitement of purchasing a home, many people do not think about the cost of repairs. The good news is that insurance and warranties can help offset the cost of repairs, but they are not the same thing. It […]
Former charter school administrator Runell King is suing his former employer under Louisiana’s whistleblower law. New Beginnings Schools Foundation fired King after he reported irregular grade changes at John F. Kennedy High School. King believes his dismissal is no coincidence, and the New Beginnings Schools Foundation wanted to make sure everyone in their system went […]
When it comes to insurance claims and settlements, you want to be sure that you are getting the full amount you deserve. Regardless of how friendly your insurance carrier and adjuster seem to be, please understand that they do not want to make a large payout. Insurance carriers will do what they can to limit […]
When your home or property sustains damage and you have a homeowner’s insurance policy, you first need to determine whether or not the damage is covered under the policy terms. If it is, then you should expect to receive a settlement. Unfortunately, insurance carriers can make this process difficult. They may even try to say […]
True story. I once started a fire in my house. It was by accident. It actually is pretty embarrassing. I was a law student. I was tired. I had exams and would wake up at about 6 every morning, study until about midnight, come home, eat, and hit the sack. I lived on the typical […]
Recently, Insurance Claim HQ partner Galen Hair was brought on as trial counsel, obtaining a $115,000.00 settlement payment from Lighthouse Property Insurance Corporation on a case which was pending against Lighthouse. The client, Doris Kelly, had already received payment for damages to the home. The additional $115,000 was awarded only for the client’s bad faith […]
People in New Orleans are still mourning the tragic collapse of a future Hard Rock Hotel, which took place on October 12. A portion of the hotel under construction collapsed, leaving two people dead, nineteen people injured, and one more unaccounted. The collapse led to a perilous rescue effort that took place inside a dangerously […]
I wanted to talk briefly about evacuation plans and how they relate to an insurance claim. While these things might sound unrelated, the reality is that in Louisiana, they often are quite related. The tradition in Louisiana has been to stick around for hurricanes. However, for obvious reasons a lot of that changed in 2005. […]
I wanted to do another brief post on evacuation since it is on many people’s minds after Barry. I often find that this is a stressful topic for people, but it doesn’t need to be. At the end of the day, there is one simple fact that I want you to understand before we move […]