When you purchase insurance to protect your home or business, you expect your policy to cover certain damages or losses, should they occur. If disaster strikes and your insurance company fails to honor the coverage agreements outlined in your policy, you may find yourself unable to rebuild after your loss. If the insurance company is […]
Insurance companies are supposed to act in good faith, which means fulfilling their contractual obligations to policyholders. Unfortunately, this is not always the case. Florida home insurance companies may attempt to withdraw from its responsibility to honor a policyholder’s legitimate claim, especially after a major weather event. The company could then face a legal action […]
When you have an insurance claim, you’re counting on the insurance company to do the right thing. What laws or rules are in place to hold the insurance company accountable? Texas Insurance Code Chapter 542 protects consumers. It requires efficient processing of claims and creates penalties for non-compliance. The bad faith insurance lawyers serving Texas at Insurance Claim HQ explain […]
When you file an insurance claim, you expect to have your claim heard by your insurance provider. However, what if the provider does not respond to your claim? What can you do when your provider refuses to pay? Below are some facts about how to file a bad faith insurance claim from our lawyers serving Florida at […]
Working with insurance companies can be a double-edged sword. On one hand, they protect you and your family by paying for claims from damages you have suffered; on the other, they will try to hold power over investigating the damage and what exactly is owed to you. As a policyholder, if you are doing your […]
Burst pipes, fires, storms, and natural disasters can cause significant damage to your property. In such cases, your homeowners insurance is your safety net. Sadly, however, your insurance provider may offer you lower compensation than you expect or outright deny your claim. While it may be disheartening, knowing how to dispute a home insurance claim […]
When it comes to protecting your home, having a reliable homeowners insurance policy is essential. But what happens when that policy is misrepresented? The consequences can be overwhelming, leaving you with unexpected financial burdens and a sense of betrayal. This blog post delves into the world of misrepresentation in homeowners insurance, empowering you with the […]
Whenever you file a home insurance claim, in most cases, the only thing that stands between you and compensation is the investigation by your insurance company. You do your part by filing the claim, and as such, the insurance company should promptly investigate the matter and provide a fair resolution. However, there are instances where […]
House fires are common in the US and affect around 358,500 homes annually. Issues like faulty heating equipment and electrical issues often cause these disasters. Many fire insurance claims are denied each year, and some policy providers use bad faith tactics to do that. Read on to learn what bad faith tactics are and everyday examples. Reasons […]
The duties between you and homeowners’ insurance, as far as your property damage claims are concerned, are detailed in your policy. But what about third-party claims? What happens when someone sues you for damage they claim was caused by a dangerous condition on your property? Does the insurance company have a duty to defend you? […]