You’ve faithfully paid your homeowners insurance premiums, knowing that should a qualifying event arise, your insurer will take on the financial burden of repairing or rebuilding your home. Unfortunately, now that the time has come, you discover that the insurance company wants to shortchange you. Insurance companies often attempt to protect their profits by undervaluing […]
While your home’s roof is one of the most important structures for protecting your property, insurance companies can deny claims for roofing damage. This leaves homeowners to bear the brunt of the expenses. Why would an insurer deny a valid roofing claim? Below our attorneys share some common reasons why an insurer may deny a […]
What happens when another person’s property causes damage to your home? In such situations, you may need to file a third-party claim against the at-fault party’s insurance carrier in order to collect reimbursement for your damages. How does the process differ from filing a claim against your insurance company? Can another insurance company give you […]
Just like other industries, there are insurance companies that operate for the right reasons and there are insurance companies that will put profits over people in every possible way. When dealing with the latter, homeowners can often find themselves searching through their insurance policies to find a reason for why they have had their claim […]
Insurance policies are a contract between the insurer and the policyholder. However, as with all contracts, there is the possibility of an attempted withdrawal or failure to live up to the contract. There are tools in place to prevent or rectify this should it leave one party unfairly compensated: the Louisiana Revised Statutes imply that […]
You have been paying your homeowners insurance premiums on time, knowing you’ll get compensation when a natural disaster strikes. However, you realize your homeowners insurance company is denying you your compensation. It can be devastating, especially when you are in dire need of that cash. When your home insurance company has wrongfully denied your claim, […]
At times collecting insurance benefits is not as seamless as it should be. Some insurance companies are slow in paying claims. Others may outright deny liability and refuse to pay. Fortunately, you have rights and don’t have to accept the decision without question. Here’s what our bad faith insurance attorneys want you to do when an […]
Even under the best of circumstances, it can be a hassle to deal with your insurance company. If your home is damaged by wind or rain and your insurance company denies your valid claim, it can be a nightmare. Unfortunately, insurance companies regularly deny valid claims or mishandle them, resulting in delayed compensation when you […]
If you have a complaint about your insurance company or agent, you can file it with the Louisiana Department of Insurance so that it can be properly addressed. The department is responsible for regulating the insurance industry in Louisiana and ensuring that insurance companies and agents are acting in compliance with state laws and regulations. […]
After a hurricane, the last thing any homeowner wants to deal with is a hurricane damage insurance claim denial. But unfortunately, insurance companies deny valid claims all the time. If your hurricane damage claim was denied, you may be wondering what to do next. How Can I Tell if My Insurer is Violating Hurricane Insurance Bad […]