We don’t often think about driveways — until they sustain damage. Whether the edges start to crumble or cracks form, homeowners need to repair the damage. Does home insurance cover driveway damage? Sometimes, but it depends on the cause of the damage. Will Homeowner’s Insurance Cover Driveway Damage? If a covered peril damages your driveway, […]
Home insurance can give you peace of mind, knowing that you’ll receive money to make repairs or replacements if disaster strikes. Unfortunately, obtaining those funds is often more complicated than you might think, especially if you don’t have enough coverage. How much homeowner’s insurance do you particularly need? That answer varies, but you should protect […]
When harsh weather or a fire damages your Louisiana home, your thoughts likely turn to insurance coverage and filing a claim as soon as possible. When the insurance check arrives, and you make repairs, you may find money left over. This can lead to many questions, such as whether you can keep leftover money from […]
After a disaster damages your home, your insurer could offer less than what you have a right to receive. Even worse, the company may deny your claim entirely. When confronting this issue, you might want the help of legal counsel but worry that you cannot afford it. We’re here to help you understand how much […]
Your home is probably your most valuable asset, and when an unexpected disaster damages it, you need your homeowners insurance company to live up to its promises. Unfortunately, many insurance companies care more about their bottom lines than their policyholders. A lawyer for home insurance claims from Insurance Claim HQ wants to help you recover the compensation […]
Homeowners in Louisiana face the possibility of a wide variety of disasters striking their property, from hurricanes to hail and even fires. Catastrophic scenarios can be stressful and highly disruptive, but homeowners insurance can grant peace of mind. If the damage extends to the yard, it can raise the question of whether homeowners insurance covers […]
Termites, rodents, and other pests are a constant source of aggravation for homeowners across Louisiana. These unwanted creatures invade homes, spread disease and damage wherever they go, and often lead to both sleepless nights and costly removal and repair services. What’s even more frustrating is that when pests cause damage to your home and property, […]
In 2021, Hurricane Ida severely damaged the roofs of 90,000 homes in the NOLA metropolitan area. Most homeowners rely on insurance to pay for repairs from hurricanes and severe storms, but the checks they receive may be less than expected due to deductions for recoverable depreciation on a roof. Learn how recoverable depreciation may affect your insurance […]
In an ideal scenario, your homeowner’s insurance policy would kick in to help you cover the damages to your house after a storm or disaster without any hassle or resistance from the insurance company. In reality, though, you might just find your insurance company taking pictures of your house after you file a claim. Can […]
If a natural disaster or other uncontrollable event causes damage to your home, then your logical next step is to file an insurance claim to receive compensation for your losses. These claims can take quite some time to fully resolve, though, and you might find yourself in a situation where you wish to sell your […]