Termites, rodents, and other pests are a constant source of aggravation for homeowners across Louisiana. These unwanted creatures invade homes, spread disease and damage wherever they go, and often lead to both sleepless nights and costly removal and repair services. What’s even more frustrating is that when pests damage your home and property, your insurance […]
In 2021, Hurricane Ida severely damaged the roofs of 90,000 homes in the NOLA metropolitan area. Most homeowners rely on insurance to pay for repairs from hurricanes and severe storms, but the checks they receive may be less than expected due to deductions for recoverable depreciation on a roof. Learn how recoverable depreciation may affect your insurance […]
When you file a homeowners insurance claim, the insurance company may send an adjuster to take photos of your property. This is a common part of the claims process, but there are limits to what they can photograph and how they can use those pictures. Understanding those limits can help protect you from being taken […]
If a natural disaster or other uncontrollable event causes damage to your home, then your logical next step is to file an insurance claim to receive compensation for your losses. These claims can take quite some time to fully resolve, though, and you might find yourself in a situation where you wish to sell your […]
A homeowner’s insurance policy could serve as a vital lifeline if your property experiences an unexpected event. When serious damage occurs, such as from a hurricane or fire, most homeowners will need to file a claim to make the necessary repairs. If you see the insurance company sending an engineer over to your home instead […]
When winter comes, the risks of storm damage to your home increase. Learning how to prep your home for winter can fortify your property. It could also lower the risk of damage and improve your personal safety. If your home does sustain damage during a winter storm, our team at Insurance Claim HQ stands ready […]
If a fire from your neighbor’s property damages your home, your homeowners insurance typically covers your losses, though liability may also depend on whether the neighbor was negligent. Filing a claim in such situations can feel overwhelming, but a fire damage lawyer can guide you through the process and help ensure you receive the compensation […]
Not every house has a fireplace, but for those that do, a chimney adds an irreplaceable charm and literal warmth to a cozy home. Of course, having a fireplace means having a chimney that can be costly to maintain and repair without proper insurance. In the event of leaks, fire damage or storm damage, you […]
Most homeowners are aware that dealing with the insurance company after filing a claim can sometimes be difficult, but you likely feel that you can rest easy knowing that you at least have coverage in case of a disaster. If your insurer suddenly goes bankrupt, however, there may be many uncertainties surrounding your coverage. Our […]
When a loved one passes away, there are many complex emotions to process and many complicated affairs that can be difficult to deal with. When it comes to matters of the deceased’s real estate, one simple yet crucial question is what happens to homeowners insurance when someone dies. At Insurance Claim HQ, our attorneys help homeowners […]