After a hurricane, homeowners want a speedy resolution to their claims so they can begin repairs. And, with some basic preparation, you can help speed up the insurance claim inspection process. Preparing for Your Homeowner’s Insurance Claim Inspection Once you’ve reported your hurricane damage to your insurance company, an insurance adjuster will be assigned to your claim. […]
As a homeowner in a hurricane-prone area, hurricane insurance is a necessity. But why do home insurance rates go up after a hurricane? There are a few reasons for this; to better understand each, we must first understand how insurance companies operate. How Insurers Calculate Hurricane Insurance Rates Insurance companies are in the business of calculated risk. […]
If you are looking to provide proof of loss after a hurricane, you are talking about using a legal document to prove you indeed suffered damage to your property. These documents are required to be submitted to a hurricane insurance company when the policyholder is requesting any amount of money from the insurance company to cover damages […]
Hurricane season comes with far too many dangerous surprises, and you may be shocked to learn that one of them is tornadoes. If a hurricane, tornado, or both leave you with damage to your home, business, or other property, the first order of business is reaching out to an experienced New Orleans insurance claims attorney. How […]
If a hurricane has hit your home or property, you may be at a loss regarding what to do next and how best to proceed. While the process can be daunting, having the right supplies on hand can help you tackle it with purpose and increased confidence. If this is the difficult situation you find […]
If you are wondering if you should board up your window during hurricane season, it’s often a good idea. If a severe storm is coming your way, boarding up your windows can go a long way toward protecting your home and should be taken into careful consideration. If your home has been damaged in a […]
If your home or property was damaged in a hurricane, you’d look to a contractor to help put things right and allow you to return to normalcy as quickly as possible. It may come as a shock that contractor scams are not uncommon in the aftermath of an upset of this magnitude. Hurricanes leave immense […]
The IRS sometimes offers hurricane tax relief in the face of major hurricanes like Ida and Dorian. Working with the IRS can be complicated, making it advisable to work closely with an experienced hurricane damage attorney. Are Hurricane Losses Tax Deductible? If a hurricane causes your personal belongings or your home to be damaged, you may […]
Hurricanes can wreak immense damage to your home and belongings. While your renters’ insurance policy may cover some of the damage you experience in a storm of this magnitude, it may not cover everything. The coverage your policy provides depends upon how it is written, and not all renters’ policies are created equally. This is […]
Hurricanes threaten millions of homes each year. Losses from Hurricane Katrina alone totaled 89.7 billion dollars. (III, Facts + Statistics: Hurricanes). For homeowners, one of the dangers they face when a hurricane approaches is damage to the roof. Acute damage and structural weakening are possibilities. It’s important to understand what types of roof damage may occur, especially […]