For the average American, a house is the biggest financial purchase they will ever make. Because it is such an expensive investment, you get homeowners insurance and maintain the property to the best of your ability. Sometimes, however, things happen that are out of your control—like when a tree falls and damages your house. Your […]
When your personal property is damaged by a storm or other covered event, you would expect your insurance company to provide you with the necessary funds to replace it. However, the unfortunate reality is your insurance company may not value your property as highly as you would. If you are choosing to file a claim […]
After your home is damaged by a storm, fire, or other event covered by your homeowners insurance, quick action is needed to make repairs and ensure your house stays comfortable and protected. So the last thing you want to worry about is your money being held up (or denied) by a frustrating and complicated insurance […]
Property Damage Floods can happen anywhere, from the West Coast to the Eastern seaboard. You don’t have to be located in an area with storms and hurricanes to experience the extreme expense of a home flood. Many times, floods are caused by weather, but they can also be caused by backed-up sewers and other city-related water […]
When you own a home and purchase homeowner’s insurance, you may sleep well at night knowing you have coverage if disaster strikes. However, do you truly have all the coverage you need? If you have never closely read the fine print of your policy, you may be shocked when your insurer refuses to cover certain […]
True story. I once started a fire in my house. It was by accident. It actually is pretty embarrassing. I was a law student. I was tired. I had exams and would wake up at about 6 every morning, study until about midnight, come home, eat, and hit the sack. I lived on the typical […]
I wanted to discuss vendors that insurance companies steer policyholders towards today in relatively general terms. This topic can be pretty varied and wide-ranging, so we will do a more detailed series later. Now, when you are initially suffering a loss, whether it is a fire or a flood, you will most likely to reach […]
The reality is there may be certain types of claims that certain insurance companies will look at with much more scrutiny than if it were a different type of claim or yet another insurance company. For example, a home that caught fire that has a history of catching fire may be looked at for potential […]
Examinations Under Oath are ways for insurance companies to deny your claim. There, I said it. I realize that may come as a surprise to you. Why would an insurance company want to deny your claim? Obviously I’m being a bit facetious here, but, nevertheless, the reality is that EUO’s are used by insurance companies […]
With Mardi Gras festivities already ramping up in New Orleans and the big day happening on March 5th, people in and around the city are decorating their homes, making plans with family and friends, and otherwise gearing up for the celebration. However, if you own property in New Orleans, you should prepare for Mardi Gras […]