After a long search, you’ve finally found what feels like the perfect home for you. But there’s an open insurance claim on the property, meaning there’s unrepaired damage that the current owner’s insurance company has yet to address. While you don’t necessarily have to back away from the sale, you should familiarize yourself with the […]
Sinkholes are one of the leading causes of homeowner insurance claims, especially in boggy areas like Louisiana. Homeowners insurance companies pay over $300 million a year to resolve these claims. That number may be understated, since a comprehensive, national database for sinkhole damage does not exist. These natural depressions unexpectedly form when underground materials that […]
Home insurance policies are supposed to protect you when the unthinkable happens. However, homeowners are often shocked to discover that their claim has been denied. Insurance companies will minimize your payout any way they can, even if it means nitpicking small mistakes in the claims process or deflecting undeserved blame onto you. Understanding common reasons […]
Has your insurance company used roof depreciation as an excuse to minimize your payout? It’s frustrating when you know the damage is real, but the numbers on the settlement offer don’t add up. If this kind of runaround sounds familiar, you don’t have to accept it. A home insurance claim lawyer can review your policy, […]
Did your home sustain significant damage due to a fire, a natural disaster, or another issue? You may be trying to navigate the property insurance claims process. Unfortunately, many people struggle to get the full and fair benefits that they rightfully deserve. You may be wondering: What are my rights if my homeowners’ insurance adjuster […]
Did you recently file a homeowners insurance claim or another type of property damage claim? Are you waiting to hear back from the insurance company? If it has been a frustratingly long time, you are certainly not the first person to find yourself in this difficult situation. You may be wondering: How long can my […]
A serious emergency can happen when you least expect it. Property insurance exists, in large part, to help protect you and your family financially against the risk of emergencies. Every homeowner should have a comprehensive property insurance policy. Beyond that, you also need to develop an emergency preparedness plan to protect the health and safety […]
As a homeowner or business owner, you have reasonable concerns about theft. The security company ADT puts the total annual nationwide theft loss at more than $15 billion. As theft is widely believed to be systematically underreported, the true extent of theft losses may be far greater. This raises an important question: Does homeowners insurance cover theft? The short […]
With hurricanes increasing in frequency and intensity, it’s vital to carry homeowner’s insurance. Unfortunately, the more storms we experience, the more insurance companies pay out in claims. And to recoup that money they pay to policyholders, these insurers jack up premiums. Insurance Claim HQ is an established law firm helping homeowners who have suffered property […]
Liberty Mutual is one of the large issuers of homeowner’s insurance. Unfortunately, dealing with them for a property damage claim is a real challenge. Liberty, like all insurers, tries to maximize their profits, and they have denied many claims, even after serious storms cause massive damage. Insurance Claim HQ is your friendly, experienced law firm […]