Working with insurance companies can be a double-edged sword. On one hand, they protect you and your family by paying for claims from damages you have suffered; on the other, they will try to hold power over investigating the damage and what exactly is owed to you. As a policyholder, if you are doing your […]
Burst pipes, fires, storms, and natural disasters can cause significant damage to your property. In such cases, your homeowners insurance is your safety net. Sadly, however, your insurance provider may offer you lower compensation than you expect or outright deny your claim. While it may be disheartening, knowing how to dispute a home insurance claim […]
After a hurricane, you may be concerned about whether your homeowner’s insurance will provide debris removal coverage. While you might not prioritize debris removal in hurricane season, it can still dent your finances. The only problem is that insurance companies may lowball your claim, underestimate the extent of damage, or cause you frustrations through bad […]
Two years after the extremely destructive Hurricane Ida hit Louisiana, memories of the brutal storm continue to weigh heavy on New Orleans residents. We’ve entered the 2023 hurricane season. This year, the National Oceanic and Atmospheric Administration (NOAA) predicts a 40% chance of near-normal Atlantic hurricane season, with El Niño and above-average Atlantic Ocean temperatures […]
In the past few decades, homeowners insurance products have evolved a great deal to incorporate various elements of property ownership, including detached structures such as garages. However, like any specific insurance policy, you have to know the specifics. For instance, are you compensated if a storm damages your garage door? This article by our homeowners insurance […]
When it comes to protecting your home, having a reliable homeowners insurance policy is essential. But what happens when that policy is misrepresented? The consequences can be overwhelming, leaving you with unexpected financial burdens and a sense of betrayal. This blog post delves into the world of misrepresentation in homeowners insurance, empowering you with the […]
Whenever you file a home insurance claim, in most cases, the only thing that stands between you and compensation is the investigation by your insurance company. You do your part by filing the claim, and as such, the insurance company should promptly investigate the matter and provide a fair resolution. However, there are instances where […]
The impact on your home following a destructive hurricane can leave you feeling overwhelmed and faced with numerous challenges, emotionally and financially. It becomes crucial to be prepared for such an event. These steps will help you find suitable temporary living arrangements and start the process of rebuilding your home. If you or a loved […]
According to the Energy Information Administration (EIA), gas utilities are essential to many homes in Louisiana, with approximately one in three households relying on natural gas. During hurricanes, it’s important to understand the safety measures related to gas lines. While underground gas lines are generally safe during hurricanes, they are not indestructible, especially regarding the impact of […]
In the event that you have property damaged or stolen due to a robbery or natural disaster, your homeowners insurance policy may cover replacement for some, or even all, of your lost property. Receiving compensation for lost or stolen property will require you to file a claim with your insurance company, and you may even […]