A sworn proof of loss is a tool by the homeowners insurance company to guard against fraudulent claims. However, they can trip up and slow down valid claims like yours. Before you deal with a sworn proof of loss document, let an experienced homeowners insurance claim attorney help respond to your insurer. What Is a Sworn Proof […]
Just like other industries, there are insurance companies that operate for the right reasons and there are insurance companies that will put profits over people in every possible way. When dealing with the latter, homeowners can often find themselves searching through their insurance policies to find a reason for why they have had their claim […]
Straight line wind damage can be devastating. In most cases, your homeowners insurance will cover damage from straight line winds just as it would any other wind damage, but you must be prepared to document and be diligent to get the money you deserve. Your insurance company likely won’t make it easy, but Insurance Claim HQ has […]
While not talked about as much as the four annual seasons, hail season is a concern in many parts of Louisiana. While most hail reports occur in northern Louisiana, homeowners from nearly all parishes in Louisiana have been and can be impacted by hail storms, risking significant property damage. A hail storm can significantly damage […]
Any damage to the home’s foundation needs immediate action. But your home insurer has exclusions that may affect whether these problems are covered. For instance, a policy may only address foundation issues caused by fire, vandalism, and water. Familiarizing yourself with foundation damage warning signs and what caused them is essential. If you need clarification […]
Insurance policies are a contract between the insurer and the policyholder. However, as with all contracts, there is the possibility of an attempted withdrawal or failure to live up to the contract. There are tools in place to prevent or rectify this should it leave one party unfairly compensated: the Louisiana Revised Statutes imply that […]
Having to leave your home due to severe storm, fire, or water damage is not something that we are always prepared for. When this happens, your only option might be to pack and leave for a safer space until your home is repaired. Finding temporary lodging might strain your finances — unless your insurance covers […]
If you have been asked to attend an Examination Under Oath (EUO) by your homeowner’s insurance company, it’s essential to understand your rights. An EUO is a formal process conducted by your insurance company where they will ask you questions to determine the veracity of your insurance claim. While you may be thinking about refusing […]
While icicles can be pretty, they pose serious safety hazards to people and homes. It is crucial to remove icicles and resulting ice dams as soon as possible. How Can Icicles Damage Your Home? Icicles not only pose a safety hazard to people and pets, but they can cause significant damage to your home. The […]
You have been paying your homeowners insurance premiums on time, knowing you’ll get compensation when a natural disaster strikes. However, you realize your homeowners insurance company is denying you your compensation. It can be devastating, especially when you are in dire need of that cash. When your home insurance company has wrongfully denied your claim, […]