After a disaster damages your home, your insurer could offer less than what you have a right to receive. Even worse, the company may deny your claim entirely. When confronting this issue, you might want the help of legal counsel but worry that you cannot afford it. We’re here to help you understand how much […]
A little bit of mold in your home will typically be your responsibility to clean. On the other hand, remedying severe mold outbreaks that result from a construction defect or covered perils (such as hurricane damage or a fire) is something your home insurance policy should cover. Unfortunately, your insurer might balk and try to […]
While some Louisiana house fires happen accidentally from an unattended candle or food left cooking on a stove, others occur because of arson. When individuals light a fire intentionally, it can cause thousands of dollars in flame and smoke damage to your home. So what happens if someone burns your house down? How do you […]
Your home is probably your most valuable asset, and when an unexpected disaster damages it, you need your homeowners insurance company to live up to its promises. Unfortunately, many insurance companies care more about their bottom lines than their policyholders. A lawyer for home insurance claims from Insurance Claim HQ wants to help you recover the compensation […]
When dealing with the aftermath of a fire on your property, it’s easy to feel overwhelmed. Not only do fires cause direct destruction, but the methods used to extinguish them often result in widespread water damage and mold. Reversing this damage to your property can be a costly and complicated process. Our fire damage lawyers at Insurance […]
No one likes it when someone doesn’t keep their word. This is even more frustrating when you have a formal agreement with another party like your insurer. When pursuing justice in such cases, the terms “bad faith” and “breach of contract” are likely to arise. Are these the same? What are the requirements for filing […]
Housefires are dangerous, and escaping without serious injuries or loss of life is the number-one concern. However, even when everyone gets out safely, fires can be devastating. The last thing people want to worry about after such a disaster is the cost of rebuilding their home. Fire insurance can be a lifesaver, but fire insurance […]
Homeowners in Louisiana face the possibility of a wide variety of disasters striking their property, from hurricanes to hail and even fires. Catastrophic scenarios can be stressful and highly disruptive, but homeowners insurance can grant peace of mind. If the damage extends to the yard, it can raise the question of whether homeowners insurance covers […]
A house fire is a frightening, traumatic experience that leaves victims with fear and uncertainty. They often feel lost and distraught, completely unsure of what to do next. This is a normal feeling, and the team at Insurance Claim HQ wants to help you work through it. Below, we offer a “what to do after a […]
When you file a claim for a house fire with your insurance company, an adjuster will be assigned to your case. The fire insurance adjuster represents their insurance company and is invested in keeping their employer’s profits high and your settlement low. You may be concerned about dealing with the insurance adjuster after a house […]